Which card has a lower forex fee: American Express Platinum Charge Card or Axis Bank Primus Credit Card?

Axis Bank Primus Credit Card has lower forex markup (0% vs 3.5%).

Which card has a lower annual fee: American Express Platinum Charge Card or Axis Bank Primus Credit Card?

American Express Platinum Charge Card has a lower annual fee (₹66,000 vs ₹3,00,000).

Which card offers better lounge access?

American Express Platinum Charge Card: Unlimited domestic lounge access. Axis Bank Primus Credit Card: Unlimited domestic lounge access.

Which card has a higher base reward rate?

Base reward rates are not fully available for both cards in the current snapshot.

Pairwise comparison Compare 3+ cards →

American Express Platinum Charge Card vs Axis Bank Primus Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the American Express Platinum Charge Card and the Axis Bank Primus. Verify fees, lounge access, forex markup, and base rewards before you apply.

Forex Axis Bank Primus

Quick comparison

Three core metrics

Platinum Charge Card American Express

Annual fee ₹66,000
Forex markup 3.5%
Domestic lounge Unlimited

Primus Axis Bank

Annual fee ₹3,00,000
Forex markup 0%
Domestic lounge Unlimited

Reward earning explained

Per card

Platinum Charge Card

12.5 pts / ₹100 on MakeMyTrip (domestic) (5X Membership Rewards on MakeMyTrip f…

Primus

1 pt / ₹100 on General spend

Pick based on what matters

3 dimensions

Start with the constraint you care about most: annual fee (American Express Platinum Charge Card: ₹66,000 vs Axis Bank Primus: ₹3,00,000), forex markup (3.5% vs 0%), or lounge access (Unlimited vs Unlimited).

Travel Insufficient data

Insufficient data to compare travel

Only Axis Bank Primus has comparable evidence here. Forex markup is 0%.

Platinum Charge Card: Limited data Primus: Limited data
Forex markup Axis Bank Primus wins

Axis Bank Primus is better for forex

Axis Bank Primus is stronger here. Forex markup is 0%.
Lounge access Tie

Both cards are similar for lounge access

Domestic lounge access is unlimited.

Confidence: Low (limited information available)

Verify with issuer

Confidence: Low (limited information available)

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

American Express Platinum Charge Card: Base earn not clearly specified
Primus: Base earn not clearly specified

Illustrative only, using current base rates before caps.

Swipe for all fields

Field	Platinum Charge Card American Express	Primus Axis Bank
Lounge Access
Domestic lounge visits	Unlimited	Unlimited
Forex / International Use
Forex markup Source agreement differs — verify both. 3.5% vs 0%	3.5%	0%
Fees
Annual fee ₹66,000 vs ₹3,00,000	₹66,000	₹3,00,000
Joining fee ₹66,000 vs ₹5,00,000	₹66,000	₹5,00,000
Interest-free period Only available for Primus	Not specified	Up to 50 days
Rewards
Points per ₹100 2.5 pts vs 1 pts	2.5 pts	1 pts

Notes

Some data has low confidence — verify with the issuer before relying on it.
Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.