- Annual fee ₹799
- Forex markup 3.5%
- Domestic lounge 1/quarter Conditional · Domestic: 1/quarter · requires ₹50,000 spend in the previous 3 calendar months
Pairwise comparison
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Axis Bank IndiGo vs IndusInd Bank Pinnacle World Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the Axis Bank IndiGo and the IndusInd Bank Pinnacle World. Verify fees, lounge access, forex markup, and base rewards before you apply.
Quick comparison
Three core metrics- Annual fee ₹0
- Forex markup 3.5%
- Domestic lounge 1/quarter Conditional · Domestic: 1/quarter · requires ₹1,50,000 spend in the previous calendar quarter
Reward earning explained
Per card3 pts / ₹100 on Indigo + 2 pts / ₹100 on Grocery Dining
2.5 pts / ₹100 on Online Ecommerce + 1.5 pts / ₹100 on Travel Airline
Pick based on what matters
2 dimensionsStart with the constraint you care about most: annual fee (Axis Bank IndiGo: ₹799 vs IndusInd Bank Pinnacle World: ₹0), forex markup (3.5% vs 3.5%), or lounge access (1/quarter vs 1/quarter).
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Forex markup Tie Both cards are similar for forex
Forex markup is 3.5%.
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Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is 1 per quarter.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- IndiGo Axis Bank: Base earn not clearly specified
- IndusInd Bank Pinnacle World: Base earn not clearly specified
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | IndiGo Axis Bank | Pinnacle World IndusInd Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits | 1/quarter | 1/quarter |
| International lounge visits Only available for IndusInd Bank Pinnacle World | Not specified | 4/year |
| Forex / International Use | ||
| Forex markup | 3.5% | 3.5% |
| Fees | ||
| Annual fee ₹799 vs ₹0 | ₹799 | ₹0 |
| Joining fee ₹799 vs ₹15,000 | ₹799 | ₹15,000 |
| Interest-free period Only available for IndiGo Axis Bank | Up to 50 days | Not specified |
| Rewards | ||
| Points per ₹100 | 1 pts | 1 pts |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.