Shortlist 2–4 cards
Side-by-side comparison of the Axis Bank IndianOil Axis Bank Premium RuPay and the HDFC Bank Tata Neu Infinity RuPay. Verify fees, lounge access, forex markup, and base rewards before you apply.
| Feature | IndianOil Axis Bank Premium RuPay | Tata Neu Infinity RuPay |
|---|---|---|
| Annual fee | ₹1,000 Waivable at ₹30,000 spend | ₹1,499 Waivable at ₹3,00,000 spend |
| Forex fee | 3.5% | 2% |
| Domestic lounge | 8/year (2 per quarter) | 8/year (2 per quarter) |
Fees: IndianOil Axis Bank Premium RuPay wins
Confidence: High
Forex: Tata Neu Infinity RuPay wins
Confidence: High
Lounge: Tie
Confidence: Medium (verify with issuer)
Confidence varies by card — verify issuer terms
Start with the constraint you care about most: annual fee (Axis Bank IndianOil Axis Bank Premium RuPay: ₹1,000 vs HDFC Bank Tata Neu Infinity RuPay: ₹1,499), forex markup (3.5% vs 2%), or lounge access (8/year (2 per quarter) vs 8/year (2 per quarter)).
Explore: Axis Bank IndianOil Axis Bank Premium RuPay card page · HDFC Bank Tata Neu Infinity RuPay card page · best credit cards in India
If this pair is close, these are the next useful side-by-side checks.
Confidence: High
Verify with issuer (opens in new tab)Confidence: Medium (verify with issuer)
Verify with issuer (opens in new tab)At ₹50k/month spend:
Illustrative only, using current base rates before caps.
| IndianOil Axis Bank Premium RuPay Axis Bank | Tata Neu Infinity RuPay HDFC Bank | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits | 8/year (2 per quarter) | 8/year (2 per quarter) |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 3.5% vs 2% | 3.5% | 2% |
| Fees | ||
| Annual fee ₹1,000 vs ₹1,499 | ₹1,000 | ₹1,499 |
| Joining fee ₹1,000 vs ₹1,499 | ₹1,000 | ₹1,499 |
| Fee waiver spend ₹30,000 vs ₹3,00,000 | ₹30,000 | ₹3,00,000 |
| Rewards | ||
| Reward points (base spend) 1 pts/₹150 vs 5 pts/₹100 | 1 pts/₹150 | 5 pts/₹100 |
| Point cash value ₹1 vs ₹0.25 | ₹1 | ₹0.25 |