- Annual fee ₹0 Lifetime free
- Forex markup 0%
- Domestic lounge Not specified Conditional · Domestic: Unlimited · requires ₹20,000 spend in the previous month
Pairwise comparison
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Federal Bank Scapia vs YES Bank Marquee Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the Federal Bank Scapia and the YES Bank Marquee. Verify fees, lounge access, forex markup, and base rewards before you apply.
Travel Federal Bank Scapia Forex Federal Bank Scapia
Quick comparison
Three core metrics- Annual fee ₹4,999 Waivable at ₹10,00,000 spend
- Forex markup 1%
- Domestic lounge 24/year (6 per quarter) Conditional · Domestic: 6/quarter · requires ₹1,00,000 spend in the previous calendar quarter
Reward earning explained
Per card10 Scapia Coins / ₹100
Limited data18 pts / ₹200 · Up to 36 pts / ₹200 on online spend
Pick based on what matters
4 dimensionsStart with the constraint you care about most: annual fee (Federal Bank Scapia: ₹0 vs YES Bank Marquee: ₹4,999), forex markup (0% vs 1%), or lounge access (Not specified vs 24/year (6 per quarter)).
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Travel Federal Bank Scapia wins Federal Bank Scapia is better for travel
Federal Bank Scapia is stronger here. Federal Bank Scapia is cheaper for international spend (0% vs 1% forex).
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Forex markup Federal Bank Scapia wins Federal Bank Scapia is better for forex
Federal Bank Scapia is stronger here. Federal Bank Scapia has a lower forex markup (0% vs 1%).
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Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is unlimited. Domestic lounge access is 6 per quarter.
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Rewards Insufficient data Insufficient data to compare rewards
Available evidence is incomplete: Federal Bank Scapia conservative base value ~2% per ₹100. YES Bank Marquee is not safely INR-comparable (no usable point value).
Federal Bank Scapia
Confidence: Low (limited information available)
Verify with issuer , opens external siteYES Bank Marquee
Confidence: Low (limited information available)
Verify with issuer , opens external siteAll fields
Example usage at this monthly spend
At ₹50k/month spend:
- Scapia: ~₹1,000/month at base rate
- YES Bank Marquee: Base earn not clearly specified
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | Scapia Federal Bank | Marquee YES Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits Only available for YES Bank Marquee | Not specified | 24/year (6 per quarter) |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 0% vs 1% | 0% | 1% |
| Fees | ||
| Annual fee ₹0 vs ₹4,999 | ₹0 | ₹4,999 |
| Joining fee ₹0 vs ₹9,999 | ₹0 | ₹9,999 |
| Fee waiver spend Only available for YES Bank Marquee | Not specified | ₹10,00,000 |
| Interest-free period Up to 48 days vs Up to 50 days | Up to 48 days | Up to 50 days |
| Rewards | ||
| Base earn Some reward lanes are only partially modelled — base rate only for comparison. 10 Scapia Coins / ₹100 vs 18 pts / ₹200 | 10 Scapia Coins / ₹100 | 18 pts / ₹200 |
| Conservative base value ~2% vs Not safely INR-comparable | ~2% | Not safely INR-comparable |
| Payment network rates Only available for Scapia | RuPay: 5 Scapia Coins / ₹100 · Min ₹500 per transaction | Not specified |
| Point value (headline channel) Issuer headline rate at the travel/SmartBuy channel — not the lowest redemption option. Only available for Scapia | ₹0.2 | Not specified |
Notes
- Some data has low confidence — verify with the issuer before relying on it.
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.