- Annual fee ₹499 Waivable at ₹1,00,000 spend
- Forex markup 3.5%
- Domestic lounge No complimentary lounge access
Pairwise comparison
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SBI Card SimplyCLICK RuPay vs SBI Card Tata Neu Plus Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the SBI Card SimplyCLICK RuPay and the SBI Card Tata Neu Plus. Verify fees, lounge access, forex markup, and base rewards before you apply.
Lounge SBI Card Tata Neu Plus
Quick comparison
Three core metrics- Annual fee ₹499 Waivable at ₹1,00,000 spend
- Forex markup 3.5%
- Domestic lounge 1/quarter Conditional · Domestic: 1/quarter · requires ₹50,000 spend in the previous calendar quarter
Reward earning explained
Per card10 pts / ₹100 on Apollo 24|7 (domestic) (10X reward points on online spends wit…
5 NeuCoins / ₹100 on Tata Neu Select Accelerated (Up to 5% extra on select cate…
Pick based on what matters
3 dimensionsStart with the constraint you care about most: annual fee (SBI Card SimplyCLICK RuPay: ₹499 vs SBI Card Tata Neu Plus: ₹499), forex markup (3.5% vs 3.5%), or lounge access (No complimentary lounge access vs 1/quarter).
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Forex markup Tie Both cards are similar for forex
Forex markup is 3.5%.
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Lounge access SBI Card Tata Neu Plus wins SBI Card Tata Neu Plus is better for lounge access
SBI Card Tata Neu Plus is stronger here. Domestic lounge access is 1 per quarter.
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upi Tie Both cards are similar for UPI usage
Supports UPI via RuPay network.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- Tata Neu Plus SBI Card: ~₹500/month at base rate
- SBI SimplyCLICK RuPay: Base earn not clearly specified
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | SimplyCLICK RuPay SBI Card | Tata Neu Plus SBI Card |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits No complimentary lounge access vs 1/quarter | No complimentary lounge access | 1/quarter |
| Forex / International Use | ||
| Forex markup | 3.5% | 3.5% |
| Fees | ||
| Annual fee | ₹499 | ₹499 |
| Joining fee | ₹499 | ₹499 |
| Fee waiver spend | ₹1,00,000 | ₹1,00,000 |
| Rewards | ||
| Points per ₹100 | 1 pts | 1 pts |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for Tata Neu Plus SBI Card | Not specified | ₹1 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.