- Annual fee ₹250 Waivable at ₹1,00,000 spend
- Forex markup 3.5%
- Domestic lounge 1/quarter Conditional · Domestic: 1/quarter · requires ₹50,000 spend in the calendar quarter
Pairwise comparison
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HDFC Bank Tata Neu Plus RuPay vs SBI Card Tata Neu Plus Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the HDFC Bank Tata Neu Plus RuPay and the SBI Card Tata Neu Plus. Verify fees, lounge access, forex markup, and base rewards before you apply.
Quick comparison
Three core metrics- Annual fee ₹499 Waivable at ₹1,00,000 spend
- Forex markup 3.5%
- Domestic lounge 1/quarter Conditional · Domestic: 1/quarter · requires ₹50,000 spend in the previous calendar quarter
Reward earning explained
Per card1 NeuCoins / ₹100 on General spend
5 NeuCoins / ₹100 on Tata Neu Select Accelerated (Up to 5% extra on select cate…
Limited dataPick based on what matters
4 dimensionsStart with the constraint you care about most: annual fee (HDFC Bank Tata Neu Plus RuPay: ₹250 vs SBI Card Tata Neu Plus: ₹499), forex markup (3.5% vs 3.5%), or lounge access (1/quarter vs 1/quarter).
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Forex markup Tie Both cards are similar for forex
Forex markup is 3.5%.
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Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is 1 per quarter.
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Rewards Insufficient data Insufficient data to compare rewards
Only HDFC Bank Tata Neu Plus RuPay has comparable evidence here. Estimated base reward value is ~1% on base spend.
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upi Tie Both cards are similar for UPI usage
Supports UPI via RuPay network.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- Tata Neu Plus HDFC Bank: ~₹500/month at base rate
- Tata Neu Plus SBI Card: ~₹500/month at base rate
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | Tata Neu Plus RuPay HDFC Bank | Tata Neu Plus SBI Card |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits | 1/quarter | 1/quarter |
| Forex / International Use | ||
| Forex markup | 3.5% | 3.5% |
| Fees | ||
| Annual fee ₹250 vs ₹499 | ₹250 | ₹499 |
| Joining fee ₹250 vs ₹499 | ₹250 | ₹499 |
| Fee waiver spend | ₹1,00,000 | ₹1,00,000 |
| Rewards | ||
| Points per ₹100 | 1 pts | 1 pts |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. | ₹1 | ₹1 |
| Point validity Only available for Tata Neu Plus HDFC Bank | 2 years | Not specified |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.