- Annual fee ₹0 Lifetime free
- Forex markup 1.5%
- Domestic lounge 1/quarter Conditional · 1/quarter · requires ₹20,000 spend in the previous month
Pairwise comparison
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IDFC FIRST Bank Wealth vs IndusInd Bank Platinum Aura Edge Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the IDFC FIRST Bank Wealth and the IndusInd Bank Platinum Aura Edge. Verify fees, lounge access, forex markup, and base rewards before you apply.
Lounge IDFC FIRST Bank Wealth
Quick comparison
Three core metrics- Annual fee ₹0 Lifetime free
- Forex markup 1.5%
- Domestic lounge No complimentary lounge access
Reward earning explained
Per card6.7 pts / ₹100 on Dining (10X reward points on Dining, Travel, and Internationa…
1 pt / ₹100 on General spend
Pick based on what matters
3 dimensionsStart with the constraint you care about most: annual fee (IDFC FIRST Bank Wealth: ₹0 vs IndusInd Bank Platinum Aura Edge: ₹0), forex markup (1.5% vs 1.5%), or lounge access (1/quarter vs No complimentary lounge access).
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Travel Insufficient data Insufficient data to compare travel
Only IDFC FIRST Bank Wealth has comparable evidence here. Forex markup is 1.5%.
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Forex markup Tie Both cards are similar for forex
Forex markup is 1.5%.
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Lounge access IDFC FIRST Bank Wealth wins IDFC FIRST Bank Wealth is better for lounge access
IDFC FIRST Bank Wealth is stronger here. Domestic lounge access is 1 per quarter.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- IDFC FIRST Wealth: ~₹250/month at base rate
- IndusInd Bank Platinum Aura Edge: Base earn not clearly specified
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | Wealth IDFC FIRST Bank | Platinum Aura Edge IndusInd Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 1/quarter vs No complimentary lounge access | 1/quarter | No complimentary lounge access |
| International lounge visits Only available for IDFC FIRST Wealth | 4/year | Not specified |
| Forex / International Use | ||
| Forex markup | 1.5% | 1.5% |
| Fees | ||
| Annual fee | ₹0 | ₹0 |
| Joining fee | ₹0 | ₹0 |
| Interest-free period Only available for IDFC FIRST Wealth | Up to 45 days | Not specified |
| Rewards | ||
| Points per ₹100 2 pts vs 1 pts | 2 pts | 1 pts |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for IDFC FIRST Wealth | ₹0.25 | Not specified |
| Point validity Only available for IDFC FIRST Wealth | 2 years | Not specified |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.