- Annual fee ₹5,999
- Forex markup 0%
- Domestic lounge 4/quarter Conditional · 4/quarter · requires ₹20,000 spend in the previous month
Pairwise comparison
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IDFC FIRST Bank Mayura vs Standard Chartered Bank India Standard Chartered Ultimate Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the IDFC FIRST Bank Mayura and the Standard Chartered Bank India Standard Chartered Ultimate. Verify fees, lounge access, forex markup, and base rewards before you apply.
Travel IDFC FIRST Bank Mayura Forex IDFC FIRST Bank Mayura
Quick comparison
Three core metrics- Annual fee ₹5,000
- Forex markup 2%
- Domestic lounge 4/quarter Conditional · International: 1/month · requires ₹20,000 spend (issuer terms apply)
Reward earning explained
Per card5 pts / ₹150 on General spend (Up to ₹20,000 per cycle)
5 pts / ₹150 on General spend + 3 pts / ₹150 on Utilities (3 RP/₹150 on utiliti…
Pick based on what matters
3 dimensionsStart with the constraint you care about most: annual fee (IDFC FIRST Bank Mayura: ₹5,999 vs Standard Chartered Bank India Standard Chartered Ultimate: ₹5,000), forex markup (0% vs 2%), or lounge access (4/quarter vs 4/quarter).
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Travel IDFC FIRST Bank Mayura wins IDFC FIRST Bank Mayura is better for travel
IDFC FIRST Bank Mayura is stronger here. Forex markup is 0%.
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Forex markup IDFC FIRST Bank Mayura wins IDFC FIRST Bank Mayura is better for forex
IDFC FIRST Bank Mayura is stronger here. Forex markup is 0%.
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Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is 4 per quarter.
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Example usage at this monthly spend
At ₹50k/month spend:
- Standard Chartered Ultimate: ~₹1,670/month at base rate
- IDFC First Bank Mayura: ~₹420/month at base rate
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | Mayura IDFC FIRST Bank | Standard Chartered Ultimate Standard Chartered Bank India |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits | 4/quarter | 4/quarter |
| International lounge visits 16/year vs 1/year | 16/year | 1/year |
| Forex / International Use | ||
| Forex markup Limited support — verify with issuer. 0% vs 2% | 0% | 2% |
| Fees | ||
| Annual fee ₹5,999 vs ₹5,000 | ₹5,999 | ₹5,000 |
| Joining fee ₹5,999 vs ₹5,000 | ₹5,999 | ₹5,000 |
| Interest-free period Up to 45 days vs Up to 48 days | Up to 45 days | Up to 48 days |
| Rewards | ||
| Points per ₹150 | 5 pts | 5 pts |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. ₹0.25 vs ₹1 | ₹0.25 | ₹1 |
| Point validity Only available for IDFC First Bank Mayura | 2 years | Not specified |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.