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ICICI Bank MakeMyTrip vs ICICI Bank Times Black Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the ICICI Bank MakeMyTrip and the ICICI Bank Times Black. Verify fees, lounge access, forex markup, and base rewards before you apply.

Travel ICICI Bank MakeMyTrip Forex ICICI Bank MakeMyTrip

Quick comparison

Three core metrics
MakeMyTrip ICICI Bank
  • Annual fee ₹999 Waivable at ₹3,00,000 spend
  • Forex markup 0.99%
  • Domestic lounge 2/quarter
Times Black ICICI Bank
  • Annual fee ₹20,000 Waivable at ₹25,00,000 spend
  • Forex markup 1.49%
  • Domestic lounge Unlimited

Reward earning explained

Per card
MakeMyTrip

6 myCash / ₹100 on MakeMyTrip hotel bookings (Hotel bookings on MakeMyTrip plat…

Limited data
Times Black

2 pts / ₹100 on General spend

Limited data

Pick based on what matters

4 dimensions

Start with the constraint you care about most: annual fee (ICICI Bank MakeMyTrip: ₹999 vs ICICI Bank Times Black: ₹20,000), forex markup (0.99% vs 1.49%), or lounge access (2/quarter vs Unlimited).

  • Travel ICICI Bank MakeMyTrip wins

    ICICI Bank MakeMyTrip is better for travel

    ICICI Bank MakeMyTrip is stronger here. Forex markup is 0.99%.

  • Forex markup ICICI Bank MakeMyTrip wins

    ICICI Bank MakeMyTrip is better for forex

    ICICI Bank MakeMyTrip is stronger here. Forex markup is 0.99%.

  • Lounge access Tie

    Both cards are similar for lounge access

    Domestic lounge access is 2 per quarter. Domestic lounge access is unlimited.

  • Rewards Insufficient data

    Insufficient data to compare rewards

    Only ICICI Bank Times Black has comparable evidence here. Estimated base reward value is ~2% on base spend.

    MakeMyTrip: Limited data Times Black: Limited data

All fields

Example usage at this monthly spend

At ₹50k/month spend:

  • MakeMyTrip ICICI Bank: ~₹500/month at base rate
  • Times Black ICICI Bank: Base earn not clearly specified

Illustrative only, using current base rates before caps.

Swipe for all fields

Field MakeMyTrip ICICI Bank Times Black ICICI Bank
Lounge Access
Domestic lounge visits
2/quarter vs Unlimited
2/quarter Unlimited
International lounge visits
Only available for MakeMyTrip ICICI Bank
1/year Not specified
Forex / International Use
Forex markup
Source agreement differs — verify both.
0.99% vs 1.49%
0.99% 1.49%
Fees
Annual fee
₹999 vs ₹20,000
₹999 ₹20,000
Joining fee
₹999 vs ₹20,000
₹999 ₹20,000
Fee waiver spend
₹3,00,000 vs ₹25,00,000
₹3,00,000 ₹25,00,000
Rewards
Points per ₹100
1 pts vs 2 pts
1 pts 2 pts
Point value (headline channel)
Issuer headline rate at the travel/SmartBuy channel — not the lowest redemption option.
Only available for MakeMyTrip ICICI Bank
₹1 Not specified

Notes

  • Some data has low confidence — verify with the issuer before relying on it.
  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.