- Annual fee ₹1,499 Waivable at ₹3,00,000 spend
- Forex markup 2%
- Domestic lounge 2/quarter Conditional · Domestic: 2/quarter · requires ₹50,000 spend in the calendar quarter
Pairwise comparison
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HDFC Bank Tata Neu Infinity RuPay vs IDFC FIRST Bank Wealth Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the HDFC Bank Tata Neu Infinity RuPay and the IDFC FIRST Bank Wealth. Verify fees, lounge access, forex markup, and base rewards before you apply.
Travel IDFC FIRST Bank Wealth Forex IDFC FIRST Bank Wealth Lounge HDFC Bank Tata Neu Infinity RuPay upi HDFC Bank Tata Neu Infinity RuPay
Quick comparison
Three core metrics- Annual fee ₹0 Lifetime free
- Forex markup 1.5%
- Domestic lounge 1/quarter Conditional · 1/quarter · requires ₹20,000 spend in the previous month
Reward earning explained
Per card5 NeuCoins / ₹100 on General spend
Limited data6.7 pts / ₹100 on Dining (10X reward points on Dining, Travel, and Internationa…
Limited dataPick based on what matters
5 dimensionsStart with the constraint you care about most: annual fee (HDFC Bank Tata Neu Infinity RuPay: ₹1,499 vs IDFC FIRST Bank Wealth: ₹0), forex markup (2% vs 1.5%), or lounge access (2/quarter vs 1/quarter).
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Travel IDFC FIRST Bank Wealth wins IDFC FIRST Bank Wealth is better for travel
IDFC FIRST Bank Wealth is stronger here. IDFC FIRST Bank Wealth is cheaper for international spend (1.5% vs 2% forex).
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Forex markup IDFC FIRST Bank Wealth wins IDFC FIRST Bank Wealth is better for forex
IDFC FIRST Bank Wealth is stronger here. IDFC FIRST Bank Wealth has a lower forex markup (1.5% vs 2%).
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Lounge access HDFC Bank Tata Neu Infinity RuPay wins HDFC Bank Tata Neu Infinity RuPay is better for lounge access
HDFC Bank Tata Neu Infinity RuPay is stronger here. Domestic lounge access is 2 per quarter.
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Rewards Insufficient data Insufficient data to compare rewards
Only HDFC Bank Tata Neu Infinity RuPay has comparable evidence here. Estimated base reward value is ~5% on base spend.
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upi HDFC Bank Tata Neu Infinity RuPay wins HDFC Bank Tata Neu Infinity RuPay is better for UPI usage
HDFC Bank Tata Neu Infinity RuPay is stronger here. Supports UPI via RuPay network.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- Tata Neu Infinity HDFC Bank: ~₹2,500/month at base rate
- IDFC FIRST Wealth: ~₹250/month at base rate
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | Tata Neu Infinity RuPay HDFC Bank | Wealth IDFC FIRST Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 2/quarter vs 1/quarter | 2/quarter | 1/quarter |
| International lounge visits | 4/year | 4/year |
| Forex / International Use | ||
| Forex markup Limited support — verify with issuer. 2% vs 1.5% | 2% | 1.5% |
| Fees | ||
| Annual fee ₹1,499 vs ₹0 | ₹1,499 | ₹0 |
| Joining fee ₹1,499 vs ₹0 | ₹1,499 | ₹0 |
| Fee waiver spend Only available for Tata Neu Infinity HDFC Bank | ₹3,00,000 | Not specified |
| Interest-free period Up to 50 days vs Up to 45 days | Up to 50 days | Up to 45 days |
| Rewards | ||
| Points per ₹100 5 pts vs 2 pts | 5 pts | 2 pts |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. ₹1 vs ₹0.25 | ₹1 | ₹0.25 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.