Which card has a lower forex fee: Axis Bank Privilege Credit Card or SBI Card Prime?

Both cards have the same forex markup (3.5%).

Which card has a lower annual fee: Axis Bank Privilege Credit Card or SBI Card Prime?

Axis Bank Privilege Credit Card has a lower annual fee (₹1,500 vs ₹2,999).

Which card offers better lounge access?

Axis Bank Privilege Credit Card: 2 per quarter domestic lounge. SBI Card Prime: 2 per quarter domestic + 4 per year international.

Which card has a higher base reward rate?

Base reward rates are not fully available for both cards in the current snapshot.

Pairwise comparison Compare 3+ cards →

Axis Bank Privilege vs SBI Card Prime Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the Axis Bank Privilege and the SBI Card Prime. Verify fees, lounge access, forex markup, and base rewards before you apply.

Quick comparison

Three core metrics

Privilege Axis Bank

Annual fee ₹1,500 Waivable at ₹5,00,000 spend
Forex markup 3.5%
Domestic lounge 8/year (2 per quarter) Conditional · Domestic: 2/quarter · requires ₹50,000 spend in the previous 3 calendar months

Prime SBI Card

Annual fee ₹2,999 Waivable at ₹3,00,000 spend
Forex markup 3.5%
Domestic lounge 8/year (2 per quarter)

Reward earning explained

Per card

Privilege

5 EDGE Miles / ₹100

Prime

2 pts / ₹100 · Up to 10 pts / ₹100 on Departmental Stores

Limited data

Pick based on what matters

3 dimensions

Start with the constraint you care about most: annual fee (Axis Bank Privilege: ₹1,500 vs SBI Card Prime: ₹2,999), forex markup (3.5% vs 3.5%), or lounge access (8/year (2 per quarter) vs 8/year (2 per quarter)).

Forex markup Tie

Both cards are similar for forex

Forex markup is 3.5%.
Lounge access Tie

Both cards are similar for lounge access

Domestic lounge access is 2 per quarter.
Rewards Insufficient data

Insufficient data to compare rewards

Available evidence is incomplete: Axis Bank Privilege conservative base value ~1% per ₹100. SBI Card Prime is not safely INR-comparable (no usable point value).

Prime: Limited data

Axis Bank Privilege

Confidence: Low (limited information available)

Verify with issuer

SBI Card Prime

Confidence: Low (limited information available)

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

Privilege: ~₹500/month at base rate
SBI Prime: Base earn not clearly specified

Illustrative only, using current base rates before caps.

Swipe for all fields

Field	Privilege Axis Bank	Prime SBI Card
Lounge Access
Domestic lounge visits	8/year (2 per quarter)	8/year (2 per quarter)
International lounge visits Only available for SBI Prime	Not specified	4/year
Forex / International Use
Forex markup	3.5%	3.5%
Fees
Annual fee ₹1,500 vs ₹2,999	₹1,500	₹2,999
Joining fee ₹1,500 vs ₹2,999	₹1,500	₹2,999
Fee waiver spend ₹5,00,000 vs ₹3,00,000	₹5,00,000	₹3,00,000
Rewards
Points per ₹100 Some reward lanes are unsupported — base rate only for comparison. 5 EDGE Miles / ₹100 vs 2 pts / ₹100	5 EDGE Miles / ₹100	2 pts / ₹100
Conservative base value ~1% vs Not safely INR-comparable	~1%	Not safely INR-comparable
Point value (headline channel) Issuer headline rate at the travel/SmartBuy channel — not the lowest redemption option. Only available for Privilege	₹0.2	Not specified

Notes

Some data has low confidence — verify with the issuer before relying on it.
Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.