- Annual fee ₹799
- Forex markup 3.5%
- Domestic lounge 1/quarter Conditional · Domestic: 1/quarter · requires ₹50,000 spend in the previous 3 calendar months
Pairwise comparison
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Axis Bank IndiGo vs HSBC India Live+ Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the Axis Bank IndiGo and the HSBC India Live+. Verify fees, lounge access, forex markup, and base rewards before you apply.
Quick comparison
Three core metrics- Annual fee ₹999 Waivable at ₹2,00,000 spend
- Forex markup 3.5%
- Domestic lounge 1/quarter
Reward earning explained
Per card3 pts / ₹100 on Indigo + 2 pts / ₹100 on Grocery Dining
10% on Dining (domestic) (10% accelerated cashback on dining, food delivery and…
Pick based on what matters
2 dimensionsStart with the constraint you care about most: annual fee (Axis Bank IndiGo: ₹799 vs HSBC India Live+: ₹999), forex markup (3.5% vs 3.5%), or lounge access (1/quarter vs 1/quarter).
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Forex markup Tie Both cards are similar for forex
Forex markup is 3.5%.
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Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is 1 per quarter.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- HSBC Live+: ~₹750/month at base rate
- IndiGo Axis Bank: Base earn not clearly specified
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | IndiGo Axis Bank | Live+ HSBC India |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits | 1/quarter | 1/quarter |
| Forex / International Use | ||
| Forex markup | 3.5% | 3.5% |
| Fees | ||
| Annual fee ₹799 vs ₹999 | ₹799 | ₹999 |
| Joining fee ₹799 vs ₹999 | ₹799 | ₹999 |
| Fee waiver spend Only available for HSBC Live+ | Not specified | ₹2,00,000 |
| Interest-free period Only available for IndiGo Axis Bank | Up to 50 days | Not specified |
| Rewards | ||
| Points per ₹100 1 pts vs 1.5% | 1 pts | 1.5% |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.