- Annual fee ₹5,000
- Forex markup 2.5%
- Domestic lounge 2/quarter Conditional · Domestic: 2/quarter · requires ₹50,000 spend in the previous 3 calendar months
Pairwise comparison
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Axis Bank IndiGo Axis Bank Premium vs IndusInd Bank Avios Visa Infinite Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the Axis Bank IndiGo Axis Bank Premium and the IndusInd Bank Avios Visa Infinite. Verify fees, lounge access, forex markup, and base rewards before you apply.
Forex IndusInd Bank Avios Visa Infinite
Quick comparison
Three core metrics- Annual fee ₹5,000
- Forex markup 1.5%
- Domestic lounge 2/quarter
Reward earning explained
Per card7 pts / ₹100 on Indigo + 3 pts / ₹100 on Grocery Hotel
Limited data1.5 pts / ₹100 on General spend
Limited dataPick based on what matters
4 dimensionsStart with the constraint you care about most: annual fee (Axis Bank IndiGo Axis Bank Premium: ₹5,000 vs IndusInd Bank Avios Visa Infinite: ₹5,000), forex markup (2.5% vs 1.5%), or lounge access (2/quarter vs 2/quarter).
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Travel Insufficient data Insufficient data to compare travel
Only IndusInd Bank Avios Visa Infinite has comparable evidence here. Forex markup is 1.5%.
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Forex markup IndusInd Bank Avios Visa Infinite wins IndusInd Bank Avios Visa Infinite is better for forex
IndusInd Bank Avios Visa Infinite is stronger here. Forex markup is 1.5%.
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Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is 2 per quarter.
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Rewards Insufficient data Insufficient data to compare rewards
Only IndusInd Bank Avios Visa Infinite has comparable evidence here. Estimated base reward value is ~1.2% on base spend.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- IndiGo Axis Bank Premium: Base earn not clearly specified
- IndusInd Bank Avios Visa Infinite: Base earn not clearly specified
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | IndiGo Axis Bank Premium Axis Bank | Avios Visa Infinite IndusInd Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits | 2/quarter | 2/quarter |
| International lounge visits 2/year vs 8/year | 2/year | 8/year |
| Forex / International Use | ||
| Forex markup Limited support — verify with issuer. 2.5% vs 1.5% | 2.5% | 1.5% |
| Fees | ||
| Annual fee | ₹5,000 | ₹5,000 |
| Joining fee ₹5,000 vs ₹10,000 | ₹5,000 | ₹10,000 |
| Interest-free period Only available for IndiGo Axis Bank Premium | Up to 50 days | Not specified |
| Rewards | ||
| Points per ₹100 2 pts vs 1.5 pts | 2 pts | 1.5 pts |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.