Which card has a lower forex fee: IDFC First Bank Mayura Credit Card or IndusInd Bank Avios Visa Infinite Credit Card?

IDFC First Bank Mayura Credit Card has lower forex markup (0% vs 1.5%).

Which card has a lower annual fee: IDFC First Bank Mayura Credit Card or IndusInd Bank Avios Visa Infinite Credit Card?

IndusInd Bank Avios Visa Infinite Credit Card has a lower annual fee (₹5,000 vs ₹5,999).

Which card offers better lounge access?

IDFC First Bank Mayura Credit Card: 4 per quarter domestic lounge. IndusInd Bank Avios Visa Infinite Credit Card: 2 per quarter domestic lounge.

Which card has a higher base reward rate?

Base reward rates are not fully available for both cards in the current snapshot.

Pairwise comparison Compare 3+ cards →

IDFC FIRST Bank Mayura vs IndusInd Bank Avios Visa Infinite Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the IDFC FIRST Bank Mayura and the IndusInd Bank Avios Visa Infinite. Verify fees, lounge access, forex markup, and base rewards before you apply.

Travel IDFC FIRST Bank Mayura Forex IDFC FIRST Bank Mayura

Quick comparison

Three core metrics

Mayura IDFC FIRST Bank

Annual fee ₹5,999
Forex markup 0%
Domestic lounge 4/quarter Conditional · 4/quarter · requires ₹20,000 spend in the previous month

Avios Visa Infinite IndusInd Bank

Annual fee ₹5,000
Forex markup 1.5%
Domestic lounge 2/quarter

Reward earning explained

Per card

Mayura

5 pts / ₹150 on General spend (Up to ₹20,000 per cycle)

Limited data

Avios Visa Infinite

1.5 pts / ₹100 on General spend

Limited data

Pick based on what matters

4 dimensions

Start with the constraint you care about most: annual fee (IDFC FIRST Bank Mayura: ₹5,999 vs IndusInd Bank Avios Visa Infinite: ₹5,000), forex markup (0% vs 1.5%), or lounge access (4/quarter vs 2/quarter).

Travel IDFC FIRST Bank Mayura wins

IDFC FIRST Bank Mayura is better for travel

IDFC FIRST Bank Mayura is stronger here. Forex markup is 0%.
Forex markup IDFC FIRST Bank Mayura wins

IDFC FIRST Bank Mayura is better for forex

IDFC FIRST Bank Mayura is stronger here. Forex markup is 0%.
Lounge access Tie

Both cards are similar for lounge access

Domestic lounge access is 4 per quarter. Domestic lounge access is 2 per quarter.
Rewards Insufficient data

Insufficient data to compare rewards

Only IndusInd Bank Avios Visa Infinite has comparable evidence here. Estimated base reward value is ~1.2% on base spend.

Mayura: Limited data Avios Visa Infinite: Limited data

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

IDFC First Bank Mayura: ~₹420/month at base rate
IndusInd Bank Avios Visa Infinite: Base earn not clearly specified

Illustrative only, using current base rates before caps.

Swipe for all fields

Field	Mayura IDFC FIRST Bank	Avios Visa Infinite IndusInd Bank
Lounge Access
Domestic lounge visits 4/quarter vs 2/quarter	4/quarter	2/quarter
International lounge visits 16/year vs 8/year	16/year	8/year
Forex / International Use
Forex markup Limited support — verify with issuer. 0% vs 1.5%	0%	1.5%
Fees
Annual fee ₹5,999 vs ₹5,000	₹5,999	₹5,000
Joining fee ₹5,999 vs ₹10,000	₹5,999	₹10,000
Interest-free period Only available for IDFC First Bank Mayura	Up to 45 days	Not specified
Rewards
Reward points (base spend) 5 pts/₹150 vs 1.5 pts/₹100	5 pts/₹150	1.5 pts/₹100
Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for IDFC First Bank Mayura	₹0.25	Not specified
Point validity Only available for IDFC First Bank Mayura	2 years	Not specified

Notes

Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.