7.5 EDGE Reward Points / ₹100
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Axis Bank Burgundy Private vs IndusInd Bank Avios Visa Infinite Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the Axis Bank Burgundy Private and the IndusInd Bank Avios Visa Infinite. Verify fees, lounge access, forex markup, and base rewards before you apply.
The short answer
VerdictPick Burgundy Private for travel, spending abroad and lounge access.
Head-to-head
Three core metrics- Annual fee Avios Visa Infinite saves ₹40,000/yrBurgundy Private ₹50,000 Annual-fee waiver not offeredAvios Visa Infinite ₹10,000 Annual-fee waiver not offered
- Forex markup Burgundy Private saves ~₹1,500 per ₹1L abroadBurgundy Private 0%Avios Visa Infinite 1.5%
- Domestic lounge Burgundy Private has unlimited domestic visitsBurgundy Private UnlimitedAvios Visa Infinite 8/year (2 per quarter)
Reward earning explained
Per card1.5 pts / ₹100 · Up to 6 pts / ₹200 on international spend
Strong dataPick based on what matters
4 dimensionsStart with the constraint you care about most: annual fee (Axis Bank Burgundy Private: ₹50,000 vs IndusInd Bank Avios Visa Infinite: ₹10,000), forex markup (0% vs 1.5%), or lounge access (Unlimited vs 8/year (2 per quarter)).
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Travel Axis Bank Burgundy Private wins Axis Bank Burgundy Private is better for travel
Axis Bank Burgundy Private is stronger here. Forex markup is 0%.
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Forex markup Axis Bank Burgundy Private wins Axis Bank Burgundy Private is better for forex
Axis Bank Burgundy Private is stronger here. Forex markup is 0%.
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Lounge access Axis Bank Burgundy Private wins Axis Bank Burgundy Private is better for lounge access
Axis Bank Burgundy Private is stronger here. Axis Bank Burgundy Private offers unlimited domestic lounge visits versus 8 per year.
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Rewards Tie Both cards are similar for rewards
Axis Bank Burgundy Private conservative base value ~1.5% vs IndusInd Bank Avios Visa Infinite's ~1.2%. IndusInd Bank Avios Visa Infinite conservative base value ~1.2% vs Axis Bank Burgundy Private's ~1.5%.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- Burgundy Private: ~₹750/month at base rate
- IndusInd Bank Avios Visa Infinite: ~₹600/month at base rate
Illustrative only, using current base rates before caps.
| Field | Burgundy Private Axis Bank | Avios Visa Infinite IndusInd Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits Unlimited vs 8/year (2 per quarter) | Unlimited | 8/year (2 per quarter) |
| International lounge visits Unlimited vs 2 per quarter | Unlimited | 2 per quarter |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 0% vs 1.5% | 0% | 1.5% |
| Fees | ||
| Recurring annual fee ₹50,000 vs ₹10,000 | ₹50,000 | ₹10,000 |
| Annual-fee waiver | Not offered | Not offered |
| Interest-free period Only available for Burgundy Private | Up to 50 days | Not specified |
| Monthly interest rate Only available for Burgundy Private | 1.5% / month | Not specified |
| Fuel benefit 1% surcharge waiver · ₹400–₹4,000 transactions · ₹400/month waiver cap vs Surcharge waiver available · ₹400+ transactions · Fuel rewards excluded | 1% surcharge waiver · ₹400–₹4,000 transactions · ₹400/month waiver cap | Surcharge waiver available · ₹400+ transactions · Fuel rewards excluded |
| Rewards | ||
| Points per ₹100 7.5 EDGE Reward Points / ₹100 vs 1.5 pts / ₹100 | 7.5 EDGE Reward Points / ₹100 | 1.5 pts / ₹100 |
| Conservative base value ~1.5% vs ~1.2% | ~1.5% | ~1.2% |
| Earn ceiling 6,000 EDGE Reward Points per month; at 7.5 EDGE Reward Points / ₹100, this lane reaches the cap at ₹80,000 of eligible spend vs Not stated | 6,000 EDGE Reward Points per month; at 7.5 EDGE Reward Points / ₹100, this lane reaches the cap at ₹80,000 of eligible spend | Not stated |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Axis Bank Burgundy Private
Verify with issuer , opens external siteIndusInd Bank Avios Visa Infinite
Verify with issuer , opens external site