Which card has a lower forex fee: Axis Bank Burgundy Private Credit Card or HDFC Infinia Credit Card?

Axis Bank Burgundy Private Credit Card has lower forex markup (0% vs 2%).

Which card has a lower annual fee: Axis Bank Burgundy Private Credit Card or HDFC Infinia Credit Card?

HDFC Infinia Credit Card has a lower annual fee (₹12,500 vs ₹50,000).

Which card offers better lounge access?

Axis Bank Burgundy Private Credit Card: Unlimited domestic lounge + Unlimited international. HDFC Infinia Credit Card: Unlimited domestic lounge + Unlimited international.

Which card has a higher base reward rate?

HDFC Infinia Credit Card has higher base reward value (~3.33% vs ~1.5%).

Pairwise comparison Compare 3+ cards →

Axis Bank Burgundy Private vs HDFC Bank Infinia Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the Axis Bank Burgundy Private and the HDFC Bank Infinia. Verify fees, lounge access, forex markup, and base rewards before you apply.

Travel Axis Bank Burgundy Private Forex Axis Bank Burgundy Private Rewards Axis Bank Burgundy Private

Quick comparison

Three core metrics

Burgundy Private Axis Bank

Annual fee ₹50,000
Forex markup 0%
Domestic lounge Not specified

Infinia HDFC Bank

Annual fee ₹12,500 Waivable at ₹10,00,000 spend
Forex markup 2%
Domestic lounge Not specified

Reward earning explained

Per card

Burgundy Private

7.5 pts / ₹100

Limited data

Infinia

5 pts / ₹150 · Up to 25 pts / ₹150 on Amazon through HDFC SmartBuy

Limited data

Pick based on what matters

4 dimensions

Start with the constraint you care about most: annual fee (Axis Bank Burgundy Private: ₹50,000 vs HDFC Bank Infinia: ₹12,500), forex markup (0% vs 2%), or lounge access (Not specified vs Not specified).

Travel Axis Bank Burgundy Private wins

Axis Bank Burgundy Private is better for travel

Axis Bank Burgundy Private is stronger here. Forex markup is 0%.
Forex markup Axis Bank Burgundy Private wins

Axis Bank Burgundy Private is better for forex

Axis Bank Burgundy Private is stronger here. Forex markup is 0%.
Lounge access Tie

Both cards are similar for lounge access

Domestic lounge access is unlimited.
Rewards Axis Bank Burgundy Private wins

Axis Bank Burgundy Private is better for rewards

Axis Bank Burgundy Private is stronger here. Axis Bank Burgundy Private conservative base value ~1.5% vs HDFC Bank Infinia's ~1%.

Axis Bank Burgundy Private

Confidence: Low (limited information available)

Verify with issuer

HDFC Bank Infinia

Confidence: Low (limited information available)

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

Burgundy Private: ~₹750/month at base rate
Infinia: ~₹500/month at base rate

Illustrative only, using current base rates before caps.

Swipe for all fields

Field	Burgundy Private Axis Bank	Infinia HDFC Bank
Lounge Access
Domestic lounge visits Missing for one or more cards	Not specified	Not specified
Forex / International Use
Forex markup 0% vs 2%	0%	2%
Fees
Annual fee ₹50,000 vs ₹12,500	₹50,000	₹12,500
Joining fee ₹50,000 vs ₹12,500	₹50,000	₹12,500
Fee waiver spend Only available for Infinia	Not specified	₹10,00,000
Rewards
Base earn 7.5 pts / ₹100 vs 5 pts / ₹150	7.5 pts / ₹100	5 pts / ₹150
Conservative base value ~1.5% vs ~1%	~1.5%	~1%
Point value (headline channel) Issuer headline rate at the travel/SmartBuy channel — not the lowest redemption option. Only available for Infinia	Not specified	₹1
Point validity Only available for Infinia	Not specified	3 years

Notes

Some data has low confidence — verify with the issuer before relying on it.
Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.