Which card has a lower forex fee: Axis Bank Flipkart Credit Card or ICICI Bank Coral Credit Card?

Both cards have the same forex markup (3.5%).

Which card has a lower annual fee: Axis Bank Flipkart Credit Card or ICICI Bank Coral Credit Card?

Both cards have the same annual fee (₹500).

Which card offers better lounge access?

Axis Bank Flipkart Credit Card: 4/year domestic lounge. ICICI Bank Coral Credit Card: 4/year domestic lounge.

Which card has a higher base reward rate?

Axis Bank Flipkart Credit Card has higher base reward value (~1.5% vs ~0.5%).

Axis Bank Flipkart vs ICICI Bank Coral Visa Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the Axis Bank Flipkart and the ICICI Bank Coral Visa. Verify fees, lounge access, forex markup, and base rewards before you apply.

Quick comparison

Feature	Flipkart	Coral Visa
Annual fee	₹500 Waivable at ₹3,50,000 spend	₹500 Waivable at ₹1,50,000 spend
Forex fee	3.5%	3.5%
Domestic lounge	4/year	4/year

Fees: Tie

Confidence: High

Forex: Tie

Confidence: High

Lounge: Tie

Confidence: High

Flipkart 5% on Flipkart + 1.5% on General spend Strong data

Coral Visa 2 pts / ₹100 on General spend Strong data

Pick based on what matters

Start with the constraint you care about most: annual fee (Axis Bank Flipkart: ₹500 vs ICICI Bank Coral Visa: ₹500), forex markup (3.5% vs 3.5%), or lounge access (4/year vs 4/year).

Both cards are similar for forex Strong data vs Strong data Forex markup is 3.5%.
Both cards are similar for lounge access Strong data vs Strong data Domestic lounge access is 4/year.
Insufficient data to compare rewards Strong data vs Strong data Only Axis Bank Flipkart has comparable evidence here. Estimated base reward value is ~1.5% on base spend.
Both cards are similar for fees Strong data vs Strong data Annual fee is ₹500.
Both cards are similar for UPI usage Mastercard network does not support UPI payments. Visa network does not support UPI payments.

Explore: Axis Bank Flipkart card page · ICICI Bank Coral Visa card page · best credit cards in India

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

Flipkart: ~₹750/month at base rate
Coral: ~₹250/month at base rate

Illustrative only, using current base rates before caps.

	Flipkart Axis Bank	Coral Visa ICICI Bank
Lounge Access
Domestic lounge visits	4/year	4/year
Forex / International Use
Forex markup	3.5%	3.5%
Fees
Annual fee	₹500	₹500
Joining fee	₹500	₹500
Fee waiver spend ₹3,50,000 vs ₹1,50,000	₹3,50,000	₹1,50,000
Rewards
Points per ₹100 1.5 pts vs 2 pts	1.5 pts	2 pts
Point cash value ₹1 vs ₹0.25	₹1	₹0.25

Notes

Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.

Axis Bank Flipkart vs ICICI Bank Coral Visa Credit Cards – Fees, Lounge, Forex

Quick comparison

Pick based on what matters

Related comparisons

Example usage at this monthly spend

Notes