Shortlist 2–4 cards
Side-by-side comparison of the HDFC Bank MoneyBack Plus and the ICICI Bank Coral Visa. Verify fees, lounge access, forex markup, and base rewards before you apply.
| Feature | MoneyBack Plus | Coral Visa |
|---|---|---|
| Annual fee | ₹500 Waivable at ₹50,000 spend | ₹500 Waivable at ₹1,50,000 spend |
| Forex fee | 3.5% | 3.5% |
| Domestic lounge | No lounge access | 4/year |
Fees: Tie
Confidence: High
Forex: Tie
Confidence: High
Lounge: Coral Visa wins
Confidence: High
Confidence: High
Start with the constraint you care about most: annual fee (HDFC Bank MoneyBack Plus: ₹500 vs ICICI Bank Coral Visa: ₹500), forex markup (3.5% vs 3.5%), or lounge access (No lounge access vs 4/year).
Explore: HDFC Bank MoneyBack Plus card page · ICICI Bank Coral Visa card page · best credit cards in India
If this pair is close, these are the next useful side-by-side checks.
Confidence: High
Verify with issuer (opens in new tab)Confidence: High
Verify with issuer (opens in new tab)At ₹50k/month spend:
Illustrative only, using current base rates before caps.
| MoneyBack Plus HDFC Bank | Coral Visa ICICI Bank | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits No lounge access vs 4/year | No lounge access | 4/year |
| Forex / International Use | ||
| Forex markup | 3.5% | 3.5% |
| Fees | ||
| Annual fee | ₹500 | ₹500 |
| Joining fee | ₹500 | ₹500 |
| Fee waiver spend ₹50,000 vs ₹1,50,000 | ₹50,000 | ₹1,50,000 |
| Rewards | ||
| Reward points (base spend) 2 pts/₹150 vs 2 pts/₹100 | 2 pts/₹150 | 2 pts/₹100 |
| Point cash value | ₹0.25 | ₹0.25 |