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SBI Card SimplyCLICK Visa vs SBI Card Tata Neu Plus Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the SBI Card SimplyCLICK Visa and the SBI Card Tata Neu Plus. Verify fees, lounge access, forex markup, and base rewards before you apply.

Lounge SBI Card Tata Neu Plus upi SBI Card Tata Neu Plus

Quick comparison

Three core metrics
SimplyCLICK Visa SBI Card
  • Annual fee ₹499 Waivable at ₹1,00,000 spend
  • Forex markup 3.5%
  • Domestic lounge No complimentary lounge access
Tata Neu Plus SBI Card
  • Annual fee ₹499 Waivable at ₹1,00,000 spend
  • Forex markup 3.5%
  • Domestic lounge 1/quarter Conditional · Domestic: 1/quarter · requires ₹50,000 spend in the previous calendar quarter

Reward earning explained

Per card
SimplyCLICK Visa

10 pts / ₹100 on Apollo 24|7 (domestic) (10X reward points on online spends wit…

Tata Neu Plus

5 NeuCoins / ₹100 on Tata Neu Select Accelerated (Up to 5% extra on select cate…

Pick based on what matters

3 dimensions

Start with the constraint you care about most: annual fee (SBI Card SimplyCLICK Visa: ₹499 vs SBI Card Tata Neu Plus: ₹499), forex markup (3.5% vs 3.5%), or lounge access (No complimentary lounge access vs 1/quarter).

  • Forex markup Tie

    Both cards are similar for forex

    Forex markup is 3.5%.

  • Lounge access SBI Card Tata Neu Plus wins

    SBI Card Tata Neu Plus is better for lounge access

    SBI Card Tata Neu Plus is stronger here. Domestic lounge access is 1 per quarter.

  • upi SBI Card Tata Neu Plus wins

    SBI Card Tata Neu Plus is better for UPI usage

    SBI Card Tata Neu Plus is stronger here. Supports UPI via RuPay network.

All fields

Example usage at this monthly spend

At ₹50k/month spend:

  • Tata Neu Plus SBI Card: ~₹500/month at base rate
  • SBI SimplyCLICK: Base earn not clearly specified

Illustrative only, using current base rates before caps.

Swipe for all fields

Field SimplyCLICK Visa SBI Card Tata Neu Plus SBI Card
Lounge Access
Domestic lounge visits
No complimentary lounge access vs 1/quarter
No complimentary lounge access 1/quarter
Forex / International Use
Forex markup 3.5% 3.5%
Fees
Annual fee ₹499 ₹499
Joining fee ₹499 ₹499
Fee waiver spend ₹1,00,000 ₹1,00,000
Rewards
Points per ₹100 1 pts 1 pts
Point value (headline channel)
Issuer headline redemption rate — see each card page for the full channel grid.
Only available for Tata Neu Plus SBI Card
Not specified ₹1

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.