- Annual fee ₹4,999 Waivable at ₹10,00,000 spend
- Forex markup 1.99%
- Domestic lounge 8/year
Pairwise comparison
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SBI Card ELITE vs SBI Card Tata Neu Infinity Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the SBI Card ELITE and the SBI Card Tata Neu Infinity. Verify fees, lounge access, forex markup, and base rewards before you apply.
upi SBI Card Tata Neu Infinity
Quick comparison
Three core metrics- Annual fee ₹1,499 Waivable at ₹3,00,000 spend
- Forex markup 1.99%
- Domestic lounge 2/quarter Conditional · Domestic: 2/quarter · requires ₹75,000 spend in the previous calendar quarter
Reward earning explained
Per card2 pts / ₹100 on General spend
Limited data10 NeuCoins / ₹100 on Tata Neu Select Accelerated (Up to 5% extra on select cat…
Limited dataPick based on what matters
5 dimensionsStart with the constraint you care about most: annual fee (SBI Card ELITE: ₹4,999 vs SBI Card Tata Neu Infinity: ₹1,499), forex markup (1.99% vs 1.99%), or lounge access (8/year vs 2/quarter).
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Travel Tie Both cards are similar for travel
Forex markup is 1.99%.
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Forex markup Tie Both cards are similar for forex
Forex markup is 1.99%.
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Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is 8 per year. Domestic lounge access is 2 per quarter.
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Rewards Insufficient data Insufficient data to compare rewards
Only SBI Card ELITE has comparable evidence here. Base earn is 2 pts per ₹100.
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upi SBI Card Tata Neu Infinity wins SBI Card Tata Neu Infinity is better for UPI usage
SBI Card Tata Neu Infinity is stronger here. Supports UPI via RuPay network.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- Tata Neu Infinity SBI Card: ~₹750/month at base rate
- SBI ELITE: Base earn not clearly specified
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | ELITE SBI Card | Tata Neu Infinity SBI Card |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 8/year vs 2/quarter | 8/year | 2/quarter |
| International lounge visits 6/year vs 4/year | 6/year | 4/year |
| Forex / International Use | ||
| Forex markup | 1.99% | 1.99% |
| Fees | ||
| Annual fee ₹4,999 vs ₹1,499 | ₹4,999 | ₹1,499 |
| Joining fee ₹4,999 vs ₹1,499 | ₹4,999 | ₹1,499 |
| Fee waiver spend ₹10,00,000 vs ₹3,00,000 | ₹10,00,000 | ₹3,00,000 |
| Rewards | ||
| Points per ₹100 2 pts vs 1.5 pts | 2 pts | 1.5 pts |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for Tata Neu Infinity SBI Card | Not specified | ₹1 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.