- Annual fee ₹5,000
- Forex markup 1.5%
- Domestic lounge 2/quarter
Pairwise comparison
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IndusInd Bank Avios Visa Infinite vs Standard Chartered Bank India Standard Chartered Ultimate Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the IndusInd Bank Avios Visa Infinite and the Standard Chartered Bank India Standard Chartered Ultimate. Verify fees, lounge access, forex markup, and base rewards before you apply.
Travel IndusInd Bank Avios Visa Infinite Forex IndusInd Bank Avios Visa Infinite
Quick comparison
Three core metrics- Annual fee ₹5,000
- Forex markup 2%
- Domestic lounge 4/quarter Conditional · International: 1/month · requires ₹20,000 spend (issuer terms apply)
Reward earning explained
Per card1.5 pts / ₹100 on General spend
Limited data5 pts / ₹150 on General spend + 3 pts / ₹150 on Utilities (3 RP/₹150 on utiliti…
Limited dataPick based on what matters
4 dimensionsStart with the constraint you care about most: annual fee (IndusInd Bank Avios Visa Infinite: ₹5,000 vs Standard Chartered Bank India Standard Chartered Ultimate: ₹5,000), forex markup (1.5% vs 2%), or lounge access (2/quarter vs 4/quarter).
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Travel IndusInd Bank Avios Visa Infinite wins IndusInd Bank Avios Visa Infinite is better for travel
IndusInd Bank Avios Visa Infinite is stronger here. IndusInd Bank Avios Visa Infinite is cheaper for international spend (1.5% vs 2% forex).
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Forex markup IndusInd Bank Avios Visa Infinite wins IndusInd Bank Avios Visa Infinite is better for forex
IndusInd Bank Avios Visa Infinite is stronger here. IndusInd Bank Avios Visa Infinite has a lower forex markup (1.5% vs 2%).
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Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is 2 per quarter. Domestic lounge access is 4 per quarter.
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Rewards Insufficient data Insufficient data to compare rewards
Only IndusInd Bank Avios Visa Infinite has comparable evidence here. Estimated base reward value is ~1.2% on base spend.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- Standard Chartered Ultimate: ~₹1,670/month at base rate
- IndusInd Bank Avios Visa Infinite: Base earn not clearly specified
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | Avios Visa Infinite IndusInd Bank | Standard Chartered Ultimate Standard Chartered Bank India |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 2/quarter vs 4/quarter | 2/quarter | 4/quarter |
| International lounge visits 8/year vs 1/year | 8/year | 1/year |
| Forex / International Use | ||
| Forex markup Limited support — verify with issuer. 1.5% vs 2% | 1.5% | 2% |
| Fees | ||
| Annual fee | ₹5,000 | ₹5,000 |
| Joining fee ₹10,000 vs ₹5,000 | ₹10,000 | ₹5,000 |
| Interest-free period Only available for Standard Chartered Ultimate | Not specified | Up to 48 days |
| Rewards | ||
| Reward points (base spend) 1.5 pts/₹100 vs 5 pts/₹150 | 1.5 pts/₹100 | 5 pts/₹150 |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for Standard Chartered Ultimate | Not specified | ₹1 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.