- Annual fee ₹799
- Forex markup 3.5%
- Domestic lounge 1/quarter Conditional · Domestic: 1/quarter · requires ₹50,000 spend in the previous 3 calendar months
Pairwise comparison
Compare 3+ cards →
Axis Bank IndiGo vs SBI Card MILES Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the Axis Bank IndiGo and the SBI Card MILES. Verify fees, lounge access, forex markup, and base rewards before you apply.
Forex SBI Card MILES
Quick comparison
Three core metrics- Annual fee ₹1,499 Waivable at ₹6,00,000 spend
- Forex markup 3%
- Domestic lounge 1/year Conditional · Domestic: 1/year · requires ₹1,00,000 spend in the previous year
Reward earning explained
Per card3 pts / ₹100 on Indigo + 2 pts / ₹100 on Grocery Dining
1 pt / ₹100 on General spend
Pick based on what matters
2 dimensionsStart with the constraint you care about most: annual fee (Axis Bank IndiGo: ₹799 vs SBI Card MILES: ₹1,499), forex markup (3.5% vs 3%), or lounge access (1/quarter vs 1/year).
-
Forex markup SBI Card MILES wins SBI Card MILES is better for forex
SBI Card MILES is stronger here. SBI Card MILES has a lower forex markup (3% vs 3.5%).
-
Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is 1 per quarter. Domestic lounge access is 1 per year.
Confidence: Low (limited information available)
Verify with issuer (opens in new tab)All fields
Example usage at this monthly spend
At ₹50k/month spend:
- SBI MILES: ~₹500/month at base rate
- IndiGo Axis Bank: Base earn not clearly specified
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | IndiGo Axis Bank | MILES SBI Card |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 1/quarter vs 1/year | 1/quarter | 1/year |
| Forex / International Use | ||
| Forex markup Limited support — verify with issuer. 3.5% vs 3% | 3.5% | 3% |
| Fees | ||
| Annual fee ₹799 vs ₹1,499 | ₹799 | ₹1,499 |
| Joining fee ₹799 vs ₹1,499 | ₹799 | ₹1,499 |
| Fee waiver spend Only available for SBI MILES | Not specified | ₹6,00,000 |
| Rewards | ||
| Points per ₹100 | 1 pts | 1 pts |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for SBI MILES | Not specified | ₹1 |
| Point validity Only available for SBI MILES | Not specified | 2 years |
Notes
- Some data has low confidence — verify with the issuer before relying on it.
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.