- Annual fee ₹5,000
- Forex markup 3.5%
- Domestic lounge 2/quarter
Pairwise comparison
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Axis Bank Atlas vs IndusInd Bank Avios Visa Infinite Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the Axis Bank Atlas and the IndusInd Bank Avios Visa Infinite. Verify fees, lounge access, forex markup, and base rewards before you apply.
Forex IndusInd Bank Avios Visa Infinite
Quick comparison
Three core metrics- Annual fee ₹5,000
- Forex markup 1.5%
- Domestic lounge 2/quarter
Reward earning explained
Per card5 EDGE Miles / ₹100 on Travel + 2 EDGE Miles / ₹100 on General spend
Limited data1.5 pts / ₹100 on General spend
Limited dataPick based on what matters
4 dimensionsStart with the constraint you care about most: annual fee (Axis Bank Atlas: ₹5,000 vs IndusInd Bank Avios Visa Infinite: ₹5,000), forex markup (3.5% vs 1.5%), or lounge access (2/quarter vs 2/quarter).
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Travel Insufficient data Insufficient data to compare travel
Only IndusInd Bank Avios Visa Infinite has comparable evidence here. Forex markup is 1.5%.
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Forex markup IndusInd Bank Avios Visa Infinite wins IndusInd Bank Avios Visa Infinite is better for forex
IndusInd Bank Avios Visa Infinite is stronger here. Forex markup is 1.5%.
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Lounge access Tie Both cards are similar for lounge access
Domestic lounge access is 2 per quarter.
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Rewards Insufficient data Insufficient data to compare rewards
Only IndusInd Bank Avios Visa Infinite has comparable evidence here. Estimated base reward value is ~1.2% on base spend.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- Atlas: ~₹1,000/month at base rate
- IndusInd Bank Avios Visa Infinite: Base earn not clearly specified
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | Atlas Axis Bank | Avios Visa Infinite IndusInd Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits | 2/quarter | 2/quarter |
| International lounge visits 4/year vs 8/year | 4/year | 8/year |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 3.5% vs 1.5% | 3.5% | 1.5% |
| Fees | ||
| Annual fee | ₹5,000 | ₹5,000 |
| Joining fee ₹5,000 vs ₹10,000 | ₹5,000 | ₹10,000 |
| Interest-free period Only available for Atlas | Up to 50 days | Not specified |
| Rewards | ||
| Points per ₹100 2 pts vs 1.5 pts | 2 pts | 1.5 pts |
| Point value (headline channel) Issuer headline rate at the travel/SmartBuy channel — not the lowest redemption option. Only available for Atlas | ₹1 | Not specified |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.