How much is the Marriott Bonvoy card forex markup on ₹50,000?

At the published 3.5% markup, ₹50,000 of eligible international spend implies about ₹1,750 in forex markup, before any applicable taxes and separate exchange-rate effects.

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Does the HDFC Marriott Bonvoy Credit Card Have Foreign Transaction Fees?

Q: Does the Marriott Bonvoy Credit Card have foreign transaction fees?

Yes. The HDFC Marriott Bonvoy Credit Card publishes a 3.5% forex markup on international transactions.

Yes. Published forex markup: 3.5% Example: ₹50,000 international spend ≈ ₹1,750 forex markup

What does 3.5% mean on ₹50,000?

Worked example

International spend ₹50,000 abroad

Published forex markup 3.5%

Illustrative markup ≈ ₹1,750

Why isn’t this exact?

This isolates the published markup so the fee is easy to understand. Your final statement amount can also reflect the network exchange rate, applicable taxes, refunds, reversals, and the issuer’s transaction rules. It is therefore an illustration, not a quote for a particular purchase.

When might the card still make sense?

Should this stop you?

Forex markup is only one part of the card. Its hotel-related benefits, reward structure, annual fee, lounge access, and your likely usage can still matter. Someone choosing primarily for those benefits may accept a higher international-spend cost. Open the HDFC Marriott Bonvoy Credit Card reference page to evaluate the complete verified fact set rather than this fee in isolation.

When should you consider a lower-forex alternative?

International spend

If low-cost foreign spending is your main requirement, 3.5% creates a meaningful hurdle before rewards. Compare it with cards whose verified markup is lower, then weigh their annual fees and other trade-offs on the same basis.