International travel
Using an Indian credit card abroad
Pay in the local currency, not INR, and use a card whose forex markup you know. Start with your destination, or read how the charges work.
Travel by destination
- Thailand THB · Thai baht Pay in Thai baht, not rupees, and know what Thai ATMs charge foreign cards. Indian credit cards with 0% forex markup, from verified card data.
- UAE AED · UAE dirham Pay in UAE dirham, not rupees, in Dubai and Abu Dhabi. What forex markup costs on a UAE trip, and Indian credit cards with 0% markup from verified card data.
- Europe (Schengen) EUR + 9 other currencies Schengen is not one currency. Pay in the local currency, not rupees, across Europe, and compare Indian credit cards with 0% forex markup from verified card data.
Cards and charges
- Four travel-card strategies for spending abroad Zero-forex cards against 2%-forex cards with stronger rewards or airport benefits.
- All 0% forex credit cards Every card with a verified 0% markup, lowest annual fee first.
- What is dynamic currency conversion (DCC)? Why a terminal abroad offers rupees, who sets that rate, and why to choose the local currency.
- What is forex markup? What the fee is and how much it adds to spending in a foreign currency.