Which card has a lower forex fee: RBL Bank World Safari Credit Card or Federal Bank Scapia Credit Card?

Both cards have the same forex markup (0%).

Which card has a lower annual fee: RBL Bank World Safari Credit Card or Federal Bank Scapia Credit Card?

Both cards have the same annual fee (₹0).

Which card offers better lounge access?

RBL Bank World Safari Credit Card: 4/year domestic lounge. Federal Bank Scapia Credit Card: Unlimited domestic lounge.

Which card has a higher base reward rate?

Base reward rates are not fully available for both cards in the current snapshot.

Pairwise comparison Add another card →

RBL Bank World Safari vs Federal Bank Scapia Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the RBL Bank World Safari and the Federal Bank Scapia. Verify fees, lounge access, forex markup, and base rewards before you apply.

Travel Federal Bank Scapia Lounge Federal Bank Scapia

Quick comparison

Three core metrics

World Safari RBL Bank

Annual fee ₹0 Lifetime free
Forex markup 0%
Domestic lounge 4/year

Scapia Federal Bank

Annual fee ₹0 Lifetime free
Forex markup 0%
Domestic lounge Unlimited

Reward earning explained

Per card

World Safari

2 pts / ₹100 on General spend

Scapia

Base rewards on regular spend

Pick based on what matters

5 dimensions

Start with the constraint you care about most: annual fee (RBL Bank World Safari: ₹0 vs Federal Bank Scapia: ₹0), forex markup (0% vs 0%), or lounge access (4/year vs Unlimited).

Travel Federal Bank Scapia wins

Federal Bank Scapia is better for travel

Federal Bank Scapia is stronger here. Forex markup is 0%.

World Safari: Limited data Scapia: Limited data
Forex markup Tie

Both cards are similar for forex

Forex markup is 0%.

World Safari: Limited data Scapia: Limited data
Lounge access Federal Bank Scapia wins

Federal Bank Scapia is better for lounge access

Federal Bank Scapia is stronger here. Domestic lounge access is unlimited.

World Safari: Limited data
Annual fee Tie

Both cards are similar for fees

Annual fee is ₹0.

World Safari: Limited data Scapia: Limited data
upi Tie

Both cards are similar for UPI usage

Visa network does not support UPI payments.

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

RBL Bank World Safari: ~₹250/month at base rate
Scapia: Base earn not clearly specified

Illustrative only, using current base rates before caps.

Field	World Safari RBL Bank	Scapia Federal Bank
Lounge Access
Domestic lounge visits 4/year vs Unlimited	4/year	Unlimited
Forex / International Use
Forex markup	0%	0%
Fees
Annual fee	₹0	₹0
Joining fee	₹0	₹0
Rewards
Points per ₹100 Only available for RBL Bank World Safari	2 pts	Not specified
Point cash value ₹0.25 vs ₹0.2	₹0.25	₹0.2

Notes

Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.