- Annual fee ₹0 Lifetime free
- Forex markup 1.99%
- Domestic lounge No lounge access
Pairwise comparison
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ICICI Bank Amazon Pay vs Federal Bank Scapia Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the ICICI Bank Amazon Pay and the Federal Bank Scapia. Verify fees, lounge access, forex markup, and base rewards before you apply.
Forex Federal Bank Scapia Lounge Federal Bank Scapia
Quick comparison
Three core metrics- Annual fee ₹0 Lifetime free
- Forex markup 0%
- Domestic lounge Unlimited
Reward earning explained
Per card2% on Amazon + 1% on General spend
Base rewards on regular spend
Pick based on what matters
6 dimensionsStart with the constraint you care about most: annual fee (ICICI Bank Amazon Pay: ₹0 vs Federal Bank Scapia: ₹0), forex markup (1.99% vs 0%), or lounge access (No lounge access vs Unlimited).
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Travel Insufficient data Insufficient data to compare travel
Only Federal Bank Scapia has comparable evidence here. Forex markup is 0%.
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Forex markup Federal Bank Scapia wins Federal Bank Scapia is better for forex
Federal Bank Scapia is stronger here. Forex markup is 0%.
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Lounge access Federal Bank Scapia wins Federal Bank Scapia is better for lounge access
Federal Bank Scapia is stronger here. Domestic lounge access is unlimited.
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Rewards Insufficient data Insufficient data to compare rewards
Only ICICI Bank Amazon Pay has comparable evidence here. Estimated base reward value is ~1% on base spend.
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Annual fee Tie Both cards are similar for fees
Annual fee is ₹0.
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upi Tie Both cards are similar for UPI usage
Visa network does not support UPI payments.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- Amazon Pay: ~₹500/month at base rate
- Scapia: Base earn not clearly specified
Illustrative only, using current base rates before caps.
| Field | Amazon Pay ICICI Bank | Scapia Federal Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits No lounge access vs Unlimited | No lounge access | Unlimited |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 1.99% vs 0% | 1.99% | 0% |
| Fees | ||
| Annual fee | ₹0 | ₹0 |
| Joining fee | ₹0 | ₹0 |
| Rewards | ||
| Points per ₹100 Only available for Amazon Pay | 1 pts | Not specified |
| Point cash value ₹1 vs ₹0.2 | ₹1 | ₹0.2 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.