- Annual fee ₹1,499 Waivable at ₹3,00,000 spend
- Forex markup 2%
- Domestic lounge 8/year
Pairwise comparison
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HDFC Bank Tata Neu Infinity RuPay vs ICICI Bank Amazon Pay Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the HDFC Bank Tata Neu Infinity RuPay and the ICICI Bank Amazon Pay. Verify fees, lounge access, forex markup, and base rewards before you apply.
Lounge HDFC Bank Tata Neu Infinity RuPay upi HDFC Bank Tata Neu Infinity RuPay
Quick comparison
Three core metrics- Annual fee ₹0 Lifetime free
- Forex markup 1.99%
- Domestic lounge No lounge access
Reward earning explained
Per card5 pts / ₹100 on General spend
Limited data2% on Amazon + 1% on General spend
Pick based on what matters
6 dimensionsStart with the constraint you care about most: annual fee (HDFC Bank Tata Neu Infinity RuPay: ₹1,499 vs ICICI Bank Amazon Pay: ₹0), forex markup (2% vs 1.99%), or lounge access (8/year vs No lounge access).
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Travel Insufficient data Insufficient data to compare travel
Only HDFC Bank Tata Neu Infinity RuPay has comparable evidence here. Forex markup is 2%.
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Forex markup Tie Both cards are similar for forex
Forex markup is 2%.
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Lounge access HDFC Bank Tata Neu Infinity RuPay wins HDFC Bank Tata Neu Infinity RuPay is better for lounge access
HDFC Bank Tata Neu Infinity RuPay is stronger here. Domestic lounge access is 8/year.
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Rewards Tie Both cards are similar for rewards
Estimated base reward value is ~1.3% on base spend. Estimated base reward value is ~1% on base spend.
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Annual fee Insufficient data Insufficient data to compare fees
Only ICICI Bank Amazon Pay has comparable evidence here. Annual fee is ₹0.
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upi HDFC Bank Tata Neu Infinity RuPay wins HDFC Bank Tata Neu Infinity RuPay is better for UPI usage
HDFC Bank Tata Neu Infinity RuPay is stronger here. Supports UPI via RuPay network.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- Tata Neu Infinity HDFC Bank: ~₹630/month at base rate
- Amazon Pay: ~₹500/month at base rate
Illustrative only, using current base rates before caps.
| Field | Tata Neu Infinity RuPay HDFC Bank | Amazon Pay ICICI Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 8/year vs No lounge access | 8/year | No lounge access |
| International lounge visits Only available for Tata Neu Infinity HDFC Bank | 4/year | Not specified |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 2% vs 1.99% | 2% | 1.99% |
| Fees | ||
| Annual fee ₹1,499 vs ₹0 | ₹1,499 | ₹0 |
| Joining fee ₹1,499 vs ₹0 | ₹1,499 | ₹0 |
| Fee waiver spend Only available for Tata Neu Infinity HDFC Bank | ₹3,00,000 | Not specified |
| Rewards | ||
| Points per ₹100 5 pts vs 1 pts | 5 pts | 1 pts |
| Point cash value ₹0.25 vs ₹1 | ₹0.25 | ₹1 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.