Which card has a lower forex fee: Tata Neu Infinity HDFC Bank Credit Card or ICICI Bank Coral RuPay Credit Card?

ICICI Bank Coral RuPay Credit Card has lower forex markup (0.99% vs 2%).

Which card has a lower annual fee: Tata Neu Infinity HDFC Bank Credit Card or ICICI Bank Coral RuPay Credit Card?

ICICI Bank Coral RuPay Credit Card has a lower annual fee (₹500 vs ₹1,499).

Which card offers better lounge access?

Tata Neu Infinity HDFC Bank Credit Card: 8/year domestic lounge (2 per quarter). ICICI Bank Coral RuPay Credit Card: 16/year domestic lounge (4 per quarter).

Which card has a higher base reward rate?

Tata Neu Infinity HDFC Bank Credit Card has higher base reward value (~1.25% vs ~0.5%).

HDFC Bank Tata Neu Infinity RuPay vs ICICI Bank Coral RuPay Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the HDFC Bank Tata Neu Infinity RuPay and the ICICI Bank Coral RuPay. Verify fees, lounge access, forex markup, and base rewards before you apply.

Quick comparison

Feature	Tata Neu Infinity RuPay	Coral RuPay
Annual fee	₹1,499 Waivable at ₹3,00,000 spend	₹500 Waivable at ₹1,50,000 spend
Forex fee	2%	0.99%
Domestic lounge	8/year (2 per quarter)	16/year (4 per quarter)

Fees: Coral RuPay wins

Confidence: High

Forex: Coral RuPay wins

Confidence: Medium (verify with issuer)

Lounge: Coral RuPay wins

Confidence: Medium (verify with issuer)

Tata Neu Infinity RuPay 5 pts / ₹100 on General spend Strong data

Coral RuPay 2 pts / ₹100 on General spend Strong data

Pick based on what matters

Start with the constraint you care about most: annual fee (HDFC Bank Tata Neu Infinity RuPay: ₹1,499 vs ICICI Bank Coral RuPay: ₹500), forex markup (2% vs 0.99%), or lounge access (8/year (2 per quarter) vs 16/year (4 per quarter)).

ICICI Bank Coral RuPay is better for travel Strong data vs Reasonable data ICICI Bank Coral RuPay is stronger here. Forex markup is 1%.
ICICI Bank Coral RuPay is better for forex Strong data vs Reasonable data ICICI Bank Coral RuPay is stronger here. Forex markup is 1%.
Both cards are similar for lounge access Strong data vs Strong data Domestic lounge access is 8/year (2 per quarter). Domestic lounge access is 16/year (4 per quarter).
Insufficient data to compare rewards Strong data vs Strong data Only HDFC Bank Tata Neu Infinity RuPay has comparable evidence here. Estimated base reward value is ~1.3% on base spend.
Insufficient data to compare fees Strong data vs Strong data Only ICICI Bank Coral RuPay has comparable evidence here. Annual fee is ₹500.
Both cards are similar for UPI usage Supports UPI via RuPay network.

Explore: HDFC Bank Tata Neu Infinity RuPay card page · ICICI Bank Coral RuPay card page · best credit cards in India

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

Tata Neu Infinity HDFC Bank: ~₹630/month at base rate
Coral RuPay: ~₹250/month at base rate

Illustrative only, using current base rates before caps.

	Tata Neu Infinity RuPay HDFC Bank	Coral RuPay ICICI Bank
Lounge Access
Domestic lounge visits 8/year (2 per quarter) vs 16/year (4 per quarter)	8/year (2 per quarter)	16/year (4 per quarter)
Forex / International Use
Forex markup Source agreement differs — verify both. 2% vs 0.99%	2%	0.99%
Fees
Annual fee ₹1,499 vs ₹500	₹1,499	₹500
Joining fee ₹1,499 vs ₹500	₹1,499	₹500
Fee waiver spend ₹3,00,000 vs ₹1,50,000	₹3,00,000	₹1,50,000
Rewards
Points per ₹100 5 pts vs 2 pts	5 pts	2 pts
Point cash value	₹0.25	₹0.25

Notes

Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.

HDFC Bank Tata Neu Infinity RuPay vs ICICI Bank Coral RuPay Credit Cards – Fees, Lounge, Forex

Quick comparison

Pick based on what matters

Related comparisons

Example usage at this monthly spend

Notes