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HDFC Bank Tata Neu Infinity RuPay vs ICICI Bank HPCL Super Saver Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the HDFC Bank Tata Neu Infinity RuPay and the ICICI Bank HPCL Super Saver. Verify fees, lounge access, forex markup, and base rewards before you apply.

Forex HDFC Bank Tata Neu Infinity RuPay HDFC Bank Tata Neu Infinity RuPay is stronger here. Forex markup is 2%.
Lounge HDFC Bank Tata Neu Infinity RuPay HDFC Bank Tata Neu Infinity RuPay is stronger here. Domestic lounge access is 8/year (2 per quarter).
upi HDFC Bank Tata Neu Infinity RuPay HDFC Bank Tata Neu Infinity RuPay is stronger here. Supports UPI via RuPay network.

Quick comparison

Feature Tata Neu Infinity RuPay HPCL Super Saver
Annual fee ₹1,499 Waivable at ₹3,00,000 spend ₹500 Waivable at ₹1,50,000 spend
Forex fee 2% 3.5%
Domestic lounge 8/year (2 per quarter) 4/year

Fees: HPCL Super Saver wins

Confidence: High

Forex: Tata Neu Infinity RuPay wins

Confidence: High

Lounge: Tata Neu Infinity RuPay wins

Confidence: Medium (verify with issuer)

Confidence varies by card — verify issuer terms

Tata Neu Infinity RuPay 5 pts / ₹100 on General spend Strong data
HPCL Super Saver 10 pts / ₹150 on General spend

Pick based on what matters

Start with the constraint you care about most: annual fee (HDFC Bank Tata Neu Infinity RuPay: ₹1,499 vs ICICI Bank HPCL Super Saver: ₹500), forex markup (2% vs 3.5%), or lounge access (8/year (2 per quarter) vs 4/year).

Explore: HDFC Bank Tata Neu Infinity RuPay card page · ICICI Bank HPCL Super Saver card page · best credit cards in India

If this pair is close, these are the next useful side-by-side checks.

Confidence: Medium (verify with issuer)

Verify with issuer (opens in new tab)

Confidence: High

Verify with issuer (opens in new tab)

Example usage at this monthly spend

At ₹50k/month spend:

Illustrative only, using current base rates before caps.

Tata Neu Infinity RuPay HDFC Bank HPCL Super Saver ICICI Bank
Lounge Access
Domestic lounge visits
8/year (2 per quarter) vs 4/year
8/year (2 per quarter) 4/year
Forex / International Use
Forex markup
Source agreement differs — verify both.
2% vs 3.5%
2% 3.5%
Fees
Annual fee
₹1,499 vs ₹500
₹1,499 ₹500
Joining fee
₹1,499 vs ₹500
₹1,499 ₹500
Fee waiver spend
₹3,00,000 vs ₹1,50,000
₹3,00,000 ₹1,50,000
Rewards
Reward points (base spend)
5 pts/₹100 vs 10 pts/₹150
5 pts/₹100 10 pts/₹150
Point cash value ₹0.25 ₹0.25

Notes