Shortlist 2–4 cards
Side-by-side comparison of the ICICI Bank Coral RuPay and the SBI Card PULSE. Verify fees, lounge access, forex markup, and base rewards before you apply.
| Feature | Coral RuPay | PULSE |
|---|---|---|
| Annual fee | ₹500 Waivable at ₹1,50,000 spend | ₹1,499 Waivable at ₹2,00,000 spend |
| Forex fee | 0.99% | 1.99% |
| Domestic lounge | 16/year (4 per quarter) | 8/year |
Fees: Coral RuPay wins
Confidence: High
Forex: Coral RuPay wins
Confidence: Medium (verify with issuer)
Lounge: Coral RuPay wins
Confidence: Medium (verify with issuer)
Confidence varies by card — verify issuer terms
Start with the constraint you care about most: annual fee (ICICI Bank Coral RuPay: ₹500 vs SBI Card PULSE: ₹1,499), forex markup (0.99% vs 1.99%), or lounge access (16/year (4 per quarter) vs 8/year).
Explore: ICICI Bank Coral RuPay card page · SBI Card PULSE card page · best credit cards in India
If this pair is close, these are the next useful side-by-side checks.
Confidence: Medium (verify with issuer)
Verify with issuer (opens in new tab)Confidence: High
Verify with issuer (opens in new tab)At ₹50k/month spend:
Illustrative only, using current base rates before caps.
| Coral RuPay ICICI Bank | PULSE SBI Card | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 16/year (4 per quarter) vs 8/year | 16/year (4 per quarter) | 8/year |
| International lounge visits Only available for SBI PULSE | Not specified | 8/year |
| Forex / International Use | ||
| Forex markup Source agreement differs — verify both. 0.99% vs 1.99% | 0.99% | 1.99% |
| Fees | ||
| Annual fee ₹500 vs ₹1,499 | ₹500 | ₹1,499 |
| Joining fee ₹500 vs ₹1,499 | ₹500 | ₹1,499 |
| Fee waiver spend ₹1,50,000 vs ₹2,00,000 | ₹1,50,000 | ₹2,00,000 |
| Rewards | ||
| Points per ₹100 | 2 pts | 2 pts |
| Point cash value | ₹0.25 | ₹0.25 |