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Privilege vs HPCL IDFC First Power+ – Full comparison
Both cards verified with issuer
Privilege source HPCL IDFC First Power+ sourceDifference is primarily driven by base reward rates
Key differences
Best rewards Privilege ~3.2%
Lowest fee Privilege ₹1,500
Best lounge Privilege 8/year lounge
Spend context
At ₹50k/month spend:
- Privilege: ~₹1,600/month at base rate
- HPCL IDFC First Power+: ~₹130/month at base rate
Privilege shows higher base earn at this spend
Approximate, based on base rates (before caps).
| Privilege AXIS | HPCL IDFC First Power+ IDFC | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 8/year vs None | 8/year | None |
| Forex / International Use | ||
| Forex markup No difference | 3.5% | 3.5% |
| Fees | ||
| Annual fee ₹1,500 vs ₹1,999 | ₹1,500 | ₹1,999 |
| Joining fee ₹1,500 vs ₹1,999 | ₹1,500 | ₹1,999 |
| Rewards | ||
| Points per ₹100 16 pts vs 1 pts | 16 pts | 1 pts |
| Point cash value ₹0.2 vs ₹0.25 | ₹0.2 | ₹0.25 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
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Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.