AXIS
Privilege
Mid-tier card · 8/year domestic lounge · 3.5% forex markup.
Strong for high base rewards (~3.2%) and lounge access (8/year) · Weak for high forex (3.5%)
8/year domestic lounge 16 pts/₹100 base earn
Good for
- Airport lounge users
- Domestic spenders
Not ideal for
- International spenders
Spend context
- Estimated monthly rewards: ~₹1,600/month (base rewards)
- Fee waiver conditions unclear — verify
- Forex cost ~₹1,750 per ₹50k international spend
Approximate, based on base rates and current snapshot.
Annual fee
₹1,500
Lounge
8/year (domestic)
Domestic lounge available; international details not available.
Forex
3.5%
Not a low-forex card (3.5%).
Reward rate
16 pts/₹100
Above median base earn (3.2% vs ~1%).
Verified with issuer
View official source (opens in new tab)Lounge Access
- Domestic visits
- 8/year
- International visits
- Not included International details not available.
International Use
- Forex markup
- 3.5%
- Product tier
- Mid-tier
Fees
- Annual fee
- ₹1,500
- Joining fee
- ₹1,500
Rewards
- Points per ₹100
- 16 pts
- Point value
- ₹0.2
- Effective earn
- 3.2% (at stated point value)
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