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IndianOil Axis Bank Premium vs Privilege – Full comparison

Verified with issuer

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Verified with issuer

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Spend context

At ₹50k/month spend:

  • Privilege: ~₹1,600/month at base rate
  • IndianOil Axis Bank Premium: Base earn not clearly specified

Approximate, based on base rates (before caps).

IndianOil Axis Bank Premium AXIS Privilege AXIS
Lounge Access
Domestic lounge visits
2/quarter vs 8/year
2/quarter 8/year
Forex / International Use
Forex markup 3.5% 3.5%
Fees
Annual fee
₹1,000 vs ₹1,500
₹1,000 ₹1,500
Joining fee
₹1,000 vs ₹1,500
₹1,000 ₹1,500
Rewards
Points per ₹100
Only available for Privilege
Check issuer 16 pts
Point cash value
Only available for Privilege
Check issuer ₹0.2

Notes

  • Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Important

Data is compiled from issuer and public sources. Always verify with the issuer before applying.