Which card has a lower forex fee: Axis Bank Cashback Credit Card or Kotak Mojo Platinum Credit Card?

Forex markup is not fully available for both cards in the current snapshot.

Which card has a lower annual fee: Axis Bank Cashback Credit Card or Kotak Mojo Platinum Credit Card?

Both cards have the same annual fee (₹1,000).

Which card offers better lounge access?

Axis Bank Cashback Credit Card: No domestic lounge. Kotak Mojo Platinum Credit Card: 8/year domestic lounge.

Which card has a higher base reward rate?

Base reward rates are not fully available for both cards in the current snapshot.

Pairwise comparison Add another card →

Axis Bank Cashback vs Kotak Mahindra Bank Mojo Platinum Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the Axis Bank Cashback and the Kotak Mahindra Bank Mojo Platinum. Verify fees, lounge access, forex markup, and base rewards before you apply.

Lounge Kotak Mahindra Bank Mojo Platinum

Quick comparison

Three core metrics

Cashback Axis Bank

Annual fee ₹1,000 Waivable at ₹4,00,000 spend
Forex markup 3.5%
Domestic lounge No lounge access

Mojo Platinum Kotak Mahindra Bank

Annual fee ₹1,000 Waivable at ₹1,00,000 spend
Forex markup Not specified
Domestic lounge 8/year

Reward earning explained

Per card

Cashback

7% on Online + 0.8% on General spend

Mojo Platinum

2 pts / ₹100 on General spend

Pick based on what matters

4 dimensions

Start with the constraint you care about most: annual fee (Axis Bank Cashback: ₹1,000 vs Kotak Mahindra Bank Mojo Platinum: ₹1,000), forex markup (3.5% vs Not specified), or lounge access (No lounge access vs 8/year).

Forex markup Insufficient data

Insufficient data to compare forex

Only Axis Bank Cashback has comparable evidence here. Forex markup is 3.5%.

Cashback: Limited data
Lounge access Kotak Mahindra Bank Mojo Platinum wins

Kotak Mahindra Bank Mojo Platinum is better for lounge access

Kotak Mahindra Bank Mojo Platinum is stronger here. Domestic lounge access is 8/year.

Cashback: Limited data Mojo Platinum: Limited data
Annual fee Tie

Both cards are similar for fees

Annual fee is ₹1,000.

Cashback: Limited data Mojo Platinum: Limited data
upi Tie

Both cards are similar for UPI usage

Visa network does not support UPI payments.

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

Cashback: ~₹80/month at base rate
Kotak Mojo Platinum: Base earn not clearly specified

Illustrative only, using current base rates before caps.

Field	Cashback Axis Bank	Mojo Platinum Kotak Mahindra Bank
Lounge Access
Domestic lounge visits No lounge access vs 8/year	No lounge access	8/year
Forex / International Use
Forex markup Kotak Mojo Platinum unclear; Cashback shows 3.5% (verify).	3.5%	Not specified
Fees
Annual fee	₹1,000	₹1,000
Joining fee	₹1,000	₹1,000
Fee waiver spend ₹4,00,000 vs ₹1,00,000	₹4,00,000	₹1,00,000
Rewards
Points per ₹100 0.75 pts vs 2 pts	0.75 pts	2 pts
Point cash value Only available for Cashback	₹0.2	Not specified

Notes

Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.