Which card has a lower forex fee: Axis Bank Burgundy Private Credit Card or Axis Bank Magnus Credit Card?

Axis Bank Burgundy Private Credit Card has lower forex markup (0% vs 2%).

Which card has a lower annual fee: Axis Bank Burgundy Private Credit Card or Axis Bank Magnus Credit Card?

Axis Bank Magnus Credit Card has a lower annual fee (₹12,500 vs ₹50,000).

Which card offers better lounge access?

Axis Bank Burgundy Private Credit Card: Unlimited domestic lounge. Axis Bank Magnus Credit Card: Unlimited domestic lounge.

Which card has a higher base reward rate?

Axis Bank Magnus Credit Card has higher base reward value (~5% vs ~1.5%).

Pairwise comparison Add another card →

Axis Bank Burgundy Private vs Axis Bank Magnus Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the Axis Bank Burgundy Private and the Axis Bank Magnus. Verify fees, lounge access, forex markup, and base rewards before you apply.

Travel Axis Bank Burgundy Private Forex Axis Bank Burgundy Private Rewards Axis Bank Magnus Low fee Axis Bank Magnus

Quick comparison

Three core metrics

Burgundy Private Axis Bank

Annual fee ₹50,000
Forex markup 0%
Domestic lounge Unlimited

Magnus Axis Bank

Annual fee ₹12,500 Waivable at ₹25,00,000 spend
Forex markup 2%
Domestic lounge Unlimited

Reward earning explained

Per card

Burgundy Private

7.5 pts / ₹100 on General spend

Limited data

Magnus

5 pts / ₹100 on General spend

Limited data

Pick based on what matters

6 dimensions

Start with the constraint you care about most: annual fee (Axis Bank Burgundy Private: ₹50,000 vs Axis Bank Magnus: ₹12,500), forex markup (0% vs 2%), or lounge access (Unlimited vs Unlimited).

Travel Axis Bank Burgundy Private wins

Axis Bank Burgundy Private is better for travel

Axis Bank Burgundy Private is stronger here. Forex markup is 0%.

Burgundy Private: Limited data Magnus: Limited data
Forex markup Axis Bank Burgundy Private wins

Axis Bank Burgundy Private is better for forex

Axis Bank Burgundy Private is stronger here. Forex markup is 0%.

Burgundy Private: Limited data Magnus: Limited data
Lounge access Tie

Both cards are similar for lounge access

Domestic lounge access is unlimited.

Magnus: Limited data
Rewards Axis Bank Magnus wins

Axis Bank Magnus is better for rewards

Axis Bank Magnus is stronger here. Estimated base reward value is ~5% on base spend.

Burgundy Private: Limited data Magnus: Limited data
Annual fee Axis Bank Magnus wins

Axis Bank Magnus is better for fees

Axis Bank Magnus is stronger here. Axis Bank Magnus has a lower annual fee (₹12,500 vs ₹50,000).

Burgundy Private: Limited data Magnus: Limited data
upi Tie

Both cards are similar for UPI usage

Mastercard network does not support UPI payments. Visa network does not support UPI payments.

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

Magnus: ~₹2,500/month at base rate
Burgundy Private: ~₹750/month at base rate

Illustrative only, using current base rates before caps.

Field	Burgundy Private Axis Bank	Magnus Axis Bank
Lounge Access
Domestic lounge visits	Unlimited	Unlimited
International lounge visits Only available for Magnus	Not specified	4/year
Forex / International Use
Forex markup 0% vs 2%	0%	2%
Fees
Annual fee ₹50,000 vs ₹12,500	₹50,000	₹12,500
Joining fee ₹50,000 vs ₹12,500	₹50,000	₹12,500
Fee waiver spend Only available for Magnus	Not specified	₹25,00,000
Rewards
Points per ₹100 7.5 pts vs 5 pts	7.5 pts	5 pts
Point cash value ₹0.2 vs ₹1	₹0.2	₹1

Notes

Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.