- Annual fee ₹0 Lifetime free
- Forex markup 0%
- Domestic lounge 2/quarter Conditional · Domestic: 2/quarter · requires ₹50,000 spend in the previous calendar quarter
Pairwise comparison
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AU Small Finance Bank ixigo vs ICICI Bank Amazon Pay Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the AU Small Finance Bank ixigo and the ICICI Bank Amazon Pay. Verify fees, lounge access, forex markup, and base rewards before you apply.
Forex AU Small Finance Bank ixigo Lounge AU Small Finance Bank ixigo
Quick comparison
Three core metrics- Annual fee ₹0 Lifetime free
- Forex markup 1.99%
- Domestic lounge No complimentary lounge access
Reward earning explained
Per card5 pts / ₹100 on Online shopping (online only · 10 reward points for every ₹200…
5% on Amazon for Prime users (domestic) + 3% on Amazon for non-Prime users (dom…
Pick based on what matters
3 dimensionsStart with the constraint you care about most: annual fee (AU Small Finance Bank ixigo: ₹0 vs ICICI Bank Amazon Pay: ₹0), forex markup (0% vs 1.99%), or lounge access (2/quarter vs No complimentary lounge access).
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Travel Insufficient data Insufficient data to compare travel
Only AU Small Finance Bank ixigo has comparable evidence here. Forex markup is 0%.
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Forex markup AU Small Finance Bank ixigo wins AU Small Finance Bank ixigo is better for forex
AU Small Finance Bank ixigo is stronger here. Forex markup is 0%.
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Lounge access AU Small Finance Bank ixigo wins AU Small Finance Bank ixigo is better for lounge access
AU Small Finance Bank ixigo is stronger here. Domestic lounge access is 2 per quarter.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- Amazon Pay: ~₹500/month at base rate
- ixigo AU: Base earn not clearly specified
Illustrative only, using current base rates before caps.
Swipe for all fields
| Field | ixigo AU Small Finance Bank | Amazon Pay ICICI Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 2/quarter vs No complimentary lounge access | 2/quarter | No complimentary lounge access |
| International lounge visits Only available for ixigo AU | 1/year | Not specified |
| Forex / International Use | ||
| Forex markup 0% vs 1.99% | 0% | 1.99% |
| Fees | ||
| Annual fee | ₹0 | ₹0 |
| Joining fee | ₹0 | ₹0 |
| Interest-free period Up to 50 days vs Up to 48 days | Up to 50 days | Up to 48 days |
| Rewards | ||
| Points per ₹100 2.5 pts vs 1% | 2.5 pts | 1% |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. Only available for Amazon Pay | Not specified | ₹1 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.