HSBC

HSBC TravelOne

Premium card · 6/year domestic lounge · fee waiver achievable around ₹8L annual spend · 0% forex markup.

Strong for low forex · Weak for low base rewards

Good for travel Low forex Limited lounge access No UPI support

Lounge Access

Domestic visits
6/year
International visits
4/year (verify with issuer)

International Use

Forex markup
0% (verify with issuer)
Product tier
Premium

Fees

Annual fee
₹4,999
Joining fee
₹4,999
Fee waiver spend
₹8,00,000 Above catalog median waiver (₹3,00,000 vs ₹8,00,000).

Rewards

Points per ₹100
2 pts value depends on redemption

Confidence: Medium (verify with issuer)

Verify with issuer (opens in new tab)

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