Money Matters

v2026.4

Factual credit card data.

No fluff, no affiliate links, no editorial.

Start with what you need: lounge access, low forex, or no annual fee.

Common starting points

52 cards tracked · 9 issuers · Last verified 19 Apr 2026

Start from what matters for your spend

At ₹50,000/month

High base earn

Magnus ~₹2,500/month at base rate
Diners Club Black ~₹1,670/month at base rate
Infinia ~₹1,670/month at base rate

International spend

Low forex

Domestic lounge availability

Lounge access

Burgundy Private unlimited domestic lounge
Emeralde unlimited domestic lounge
IDFC FIRST Wealth unlimited domestic lounge

Popular categories

Quick filters

Filter by category — the browse list below updates.

Featured comparisons

Side by side

Overall Premium

Same tier · ₹15L waiver gap

Infinia (HDFC)
vs Magnus (AXIS)

Lounge Access

Same fee class · 8 vs 6 lounge visits/year

Regalia (HDFC)
vs SBI ELITE (SBI)

Everyday Rewards

Same fee class · 3 pts/₹150 vs 1.5 pts/₹100

Millennia (HDFC)
vs ACE (AXIS)

Low Forex

2% forex vs 0% forex

Magnus (AXIS)
vs Scapia (FEDERAL)

Travel & Concierge

Same tier · ₹500 gap

Emeralde (ICICI)
vs Infinia (HDFC)

Mid-Tier Value

Same tier · ₹499 gap

SBI Prime (SBI)
vs Regalia (HDFC)

Browse cards

A–Z by issuer · 52

One tag per card · lowest-applicable rule

AXIS

ACE · Airtel Axis Bank · Atlas · Burgundy Private (Super-premium) · Cashback · Flipkart · Horizon · IndianOil Axis Bank Premium · Magnus (Super-premium) · Privilege (High rewards) · Reserve (Super-premium) · SELECT (High rewards)

HDFC

Diners Club Black (Super-premium) · Infinia (Super-premium) · Millennia (Low forex) · MoneyBack Plus · Regalia · Regalia Gold (Low forex) · Swiggy HDFC Bank · Tata Neu Infinity HDFC Bank (Low forex) · Tata Neu Plus HDFC Bank (Low forex)

ICICI

Amazon Pay (No annual fee) · Coral · Emeralde (Super-premium) · HPCL Super Saver (High rewards) · Rubyx American Express · Sapphiro · Times Black ICICI Bank (Super-premium)

SBI

BPCL SBI Card Octane · Cashback SBI Card · IRCTC SBI Platinum · PhonePe SBI SELECT BLACK · SBI BPCL · SBI ELITE (Low forex) · SBI Prime · SBI PULSE (Low forex) · SBI SimplyCLICK · SBI SimplySAVE

FEDERAL

Scapia (No annual fee)

HSBC

HSBC TravelOne (Low forex)

IDFC

HPCL IDFC First Power+ · IDFC First Bank Ashva Metal (Low forex) · IDFC First Bank Mayura (Low forex) · IDFC FIRST Millennia (No annual fee) · IDFC FIRST Private Reserve (No annual fee) · IDFC FIRST Select (No annual fee) · IDFC FIRST Wealth (Super-premium)

KOTAK

Kotak 811 #DreamDifferent (No annual fee) · Kotak Mojo Platinum (High rewards) · Kotak Zen Signature (High rewards)

RBL

IndianOil RBL Bank XTRA · RBL Bank World Safari (No annual fee)