KOTAK

Kotak Zen Signature

Mid-tier card · 8/year domestic lounge · 3.5% forex markup.

Strong for lounge access (8/year) · Weak for high forex (3.5%)

8/year domestic lounge 8 pts/₹150 base earn
Compare with similar cards

Good for

  • Airport lounge users

Not ideal for

  • International spenders

Spend context

  • Estimated monthly rewards: Base earn unclear — verify on issuer site
  • Fee waiver conditions unclear — verify
  • Forex cost ~₹1,750 per ₹50k international spend

Approximate, based on base rates and current snapshot.

Annual fee
₹1,500
Lounge
8/year (domestic)
Forex
3.5%
Limited support — verify with issuer
Reward rate
8 pts/₹150

Verified with issuer

View official source (opens in new tab)

Lounge Access

Domestic visits
8/year
International visits
3/year

International Use

Forex markup
3.5%
Product tier
Mid-tier

Fees

Annual fee
₹1,500
Joining fee
₹1,500

Rewards

Points per ₹150
8 pts

Similar cards

Similar fee and benefit profile