SBI
SBI ELITE
Premium card · 6/year domestic lounge · fee waiver achievable around ₹6L annual spend · 1.99% forex markup.
Strong for lounge access (6/year) · Weak for high forex (1.99%)
Good for
- Airport lounge users
Not ideal for
- International spenders
Spend context
- Estimated monthly rewards: Base earn unclear — verify on issuer site
- Fee waiver achievable at this spend
- Forex cost ~₹1,000 per ₹50k international spend
Approximate, based on base rates and current snapshot.
Annual fee
₹4,999
Lounge
6/year (domestic)
Domestic lounge available; international details not available.
Forex
1.99%
Not a low-forex card (2%).
Reward rate
2 pts/₹100
Verified with issuer
View official source (opens in new tab)Lounge Access
- Domestic visits
- 6/year
- International visits
- Not included International details not available.
International Use
- Forex markup
- 1.99%
- Product tier
- Premium
Fees
- Annual fee
- ₹4,999
- Joining fee
- ₹4,999
- Fee waiver spend
- ₹6,00,000 Above catalog median waiver (₹3,00,000 vs ₹6,00,000).
Rewards
- Points per ₹100
- 2 pts
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