AXIS

Reserve

Super-premium card · strong domestic lounge with international visits on file · 1.5% forex markup.

Strong for lounge access (unlimited) · Weak for high annual fee (₹50K)

Unlimited domestic lounge · 12/year international 1.5% forex markup

Good for

  • International spenders
  • Airport lounge users

Not ideal for

  • Fee-sensitive users

Spend context

  • Estimated monthly rewards: Base earn unclear — verify on issuer site
  • Fee waiver conditions unclear — verify
  • Forex cost ~₹750 per ₹50k international spend

Approximate, based on base rates and current snapshot.

Annual fee
₹50,000
Lounge
Unlimited (domestic)
Forex
1.5%
Limited support — verify with issuer
Reward rate
Not clearly specified

Verified with issuer

View official source (opens in new tab)

Lounge Access

Domestic visits
Unlimited
International visits
12/year

International Use

Forex markup
1.5%
Product tier
Super-premium

Fees

Annual fee
₹50,000
Joining fee
₹50,000

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