IDFC

IDFC FIRST Private Reserve

Super-premium card · strong domestic lounge with international visits on file · no annual fee · 0% forex markup.

Strong for low forex (0%) and lounge access (unlimited)

Unlimited domestic lounge · 12/year international 0% forex markup

Good for

  • Fee-sensitive users
  • International spenders

Spend context

  • Estimated monthly rewards: Base earn unclear — verify on issuer site

Approximate, based on base rates and current snapshot.

Annual fee
₹0
No annual fee on file.
Lounge
Unlimited (domestic)
Forex
0%
Limited support — verify with issuer
Reward rate
Not clearly specified

Verified with issuer

View official source (opens in new tab)

Lounge Access

Domestic visits
Unlimited
International visits
12/year

International Use

Forex markup
0%
Product tier
Super-premium

Fees

Annual fee
₹0
Joining fee
₹0