Learn · SBI Cashback · Rewards

What Cashback Rate Does the SBI Cashback Credit Card Earn?

5% Online shopping: 5% Offline: 1%

What the published lanes say

Published lanes
Offline 1%
Online shopping 5%

How to read this against the card page

Not a second rate

This page restates the same governed reward lanes shown on the SBI Cashback Credit Card reference page. Exclusions, statement-cycle caps, and category rules belong there. Do not treat either lane as an uncapped everyday rate: each is capped separately, and the offline lane carries a long exclusion list.

Updated 27 October 2026 moneymatters.cards Privacy
Important

Data compiled from issuer and public information. Details may change — verify with issuer. Reference data, not financial advice.

Money Matters is an independent comparison and information service. It is not affiliated with, sponsored by, or endorsed by any bank or card issuer. Card and issuer names are trademarks of their respective owners and are used here only to identify the products being compared.