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IndusInd Bank EazyDiner vs Kotak Mahindra Bank Zen Signature Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the IndusInd Bank EazyDiner and the Kotak Mahindra Bank Zen Signature. Verify fees, lounge access, forex markup, and base rewards before you apply.

Quick comparison

Feature EazyDiner Zen Signature
Annual fee ₹2,999 ₹1,500 Waivable at ₹1,50,000 spend
Forex fee 3.5% 3.5%
Domestic lounge 8/year 8/year

Fees: Zen Signature wins

Confidence: High

Forex: Tie

Confidence: High

Lounge: Tie

Confidence: Medium (verify with issuer)

Confidence varies by card — verify issuer terms

EazyDiner 4 pts / ₹100 on General spend
Zen Signature 8 pts / ₹150 on General spend

Pick based on what matters

Start with the constraint you care about most: annual fee (IndusInd Bank EazyDiner: ₹2,999 vs Kotak Mahindra Bank Zen Signature: ₹1,500), forex markup (3.5% vs 3.5%), or lounge access (8/year vs 8/year).

Explore: IndusInd Bank EazyDiner card page · Kotak Mahindra Bank Zen Signature card page · best credit cards in India

If this pair is close, these are the next useful side-by-side checks.

Confidence: High

Verify with issuer (opens in new tab)

Confidence: Medium (verify with issuer)

Verify with issuer (opens in new tab)

Example usage at this monthly spend

At ₹50k/month spend:

Illustrative only, using current base rates before caps.

EazyDiner IndusInd Bank Zen Signature Kotak Mahindra Bank
Lounge Access
Domestic lounge visits 8/year 8/year
International lounge visits
Only available for Kotak Zen Signature
Not specified 3/year
Forex / International Use
Forex markup 3.5% 3.5%
Fees
Annual fee
₹2,999 vs ₹1,500
₹2,999 ₹1,500
Joining fee
₹2,999 vs ₹1,500
₹2,999 ₹1,500
Fee waiver spend
Only available for Kotak Zen Signature
Not specified ₹1,50,000
Rewards
Reward points (base spend)
4 pts/₹100 vs 8 pts/₹150
4 pts/₹100 8 pts/₹150
Point cash value
Only available for IndusInd Bank EazyDiner
₹0.1 Not specified

Notes