Shortlist 2–4 cards
Side-by-side comparison of the HDFC Bank Regalia and the IndusInd Bank EazyDiner. Verify fees, lounge access, forex markup, and base rewards before you apply.
| Feature | Regalia | EazyDiner |
|---|---|---|
| Annual fee | ₹2,500 Waivable at ₹3,00,000 spend | ₹2,999 |
| Forex fee | 3.5% | 3.5% |
| Domestic lounge | 8/year (2 per quarter) | 8/year |
Fees: Regalia wins
Confidence: High
Forex: Tie
Confidence: Medium (verify with issuer)
Lounge: Tie
Confidence: High
Confidence: High
Start with the constraint you care about most: annual fee (HDFC Bank Regalia: ₹2,500 vs IndusInd Bank EazyDiner: ₹2,999), forex markup (3.5% vs 3.5%), or lounge access (8/year (2 per quarter) vs 8/year).
Explore: HDFC Bank Regalia card page · IndusInd Bank EazyDiner card page · best credit cards in India
If this pair is close, these are the next useful side-by-side checks.
Confidence: High
Verify with issuer (opens in new tab)Confidence: High
Verify with issuer (opens in new tab)At ₹50k/month spend:
Illustrative only, using current base rates before caps.
| Regalia HDFC Bank | EazyDiner IndusInd Bank | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 8/year (2 per quarter) vs 8/year | 8/year (2 per quarter) | 8/year |
| International lounge visits Only available for Regalia | 6/year | Not specified |
| Forex / International Use | ||
| Forex markup | 3.5% | 3.5% |
| Fees | ||
| Annual fee ₹2,500 vs ₹2,999 | ₹2,500 | ₹2,999 |
| Joining fee ₹2,500 vs ₹2,999 | ₹2,500 | ₹2,999 |
| Fee waiver spend Only available for Regalia | ₹3,00,000 | Not specified |
| Rewards | ||
| Reward points (base spend) 4 pts/₹150 vs 4 pts/₹100 | 4 pts/₹150 | 4 pts/₹100 |
| Point cash value ₹0.5 vs ₹0.1 | ₹0.5 | ₹0.1 |