5 EDGE Reward Points / ₹100
Limited data Pairwise comparison
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Axis Bank Privilege vs IndusInd Bank EazyDiner Credit Cards – Fees, Lounge, Forex
Side-by-side comparison of the Axis Bank Privilege and the IndusInd Bank EazyDiner. Verify fees, lounge access, forex markup, and base rewards before you apply.
The short answer
VerdictPick Privilege for lounge access and rewards.
Head-to-head
Three core metrics- Annual fee Privilege saves ₹1,499/yrPrivilege ₹1,500 Waivable at ₹5,00,000 spendEazyDiner ₹2,999 Annual-fee waiver not offered
- Forex markup Privilege 3.5%EazyDiner 3.5%
- Domestic lounge Privilege: +8 lounge visits/yrPrivilege 8/year (2 per quarter) Conditional · Domestic: 2/quarter · requires ₹50,000 spend in the previous 3 calendar monthsEazyDiner No complimentary lounge access
Reward earning explained
Per card4 pts / ₹100 · Up to 10 pts / ₹100 on Travel Hotel Shopping Entertainment
Strong dataPick based on what matters
3 dimensionsStart with the constraint you care about most: annual fee (Axis Bank Privilege: ₹1,500 vs IndusInd Bank EazyDiner: ₹2,999), forex markup (3.5% vs 3.5%), or lounge access (8/year (2 per quarter) vs No complimentary lounge access).
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Forex markup Tie Both cards are similar for forex
Forex markup is 3.5%.
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Lounge access Axis Bank Privilege wins Axis Bank Privilege is better for lounge access
Axis Bank Privilege is stronger here. Domestic lounge access is 2 per quarter.
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Rewards Axis Bank Privilege wins Axis Bank Privilege is better for rewards
Axis Bank Privilege is stronger here. Axis Bank Privilege conservative base value ~1% vs IndusInd Bank EazyDiner's ~0.4%.
All fields
Example usage at this monthly spend
At ₹50k/month spend:
- Privilege: ~₹500/month at base rate
- IndusInd Bank EazyDiner: ~₹200/month at base rate
Illustrative only, using current base rates before caps.
| Field | Privilege Axis Bank | EazyDiner IndusInd Bank |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits spend-gated on some cards — see caveats 8/year (2 per quarter) vs No complimentary lounge access | 8/year (2 per quarter) | No complimentary lounge access |
| International lounge visits | No international lounge access | No international lounge access |
| Forex / International Use | ||
| Forex markup | 3.5% | 3.5% |
| Fees | ||
| Recurring annual fee ₹1,500 vs ₹2,999 | ₹1,500 | ₹2,999 |
| Annual-fee waiver ₹5,00,000 vs Not offered | ₹5,00,000 | Not offered |
| Interest-free period Only available for Privilege | Up to 50 days | Not specified |
| Monthly interest rate 3.75% / month vs 3.83% / month | 3.75% / month | 3.83% / month |
| Late-payment charge Only available for Privilege | ₹750–₹1,300 depending on outstanding balance | Not specified |
| Fuel benefit 1% surcharge waiver · ₹400–₹4,000 transactions · ₹400/month waiver cap · Fuel rewards excluded vs 1% surcharge waiver · ₹400–₹4,000 transactions · Fuel rewards excluded | 1% surcharge waiver · ₹400–₹4,000 transactions · ₹400/month waiver cap · Fuel rewards excluded | 1% surcharge waiver · ₹400–₹4,000 transactions · Fuel rewards excluded |
| Rewards | ||
| Points per ₹100 5 EDGE Reward Points / ₹100 vs 4 pts / ₹100 | 5 EDGE Reward Points / ₹100 | 4 pts / ₹100 |
| Conservative base value ~1% vs ~0.4% | ~1% | ~0.4% |
| Earn ceiling Not stated vs Rewards apply only to spend up to your credit limit each statement cycle — shared across General spend & Travel Hotel Shopping Entertainment | Not stated | Rewards apply only to spend up to your credit limit each statement cycle — shared across General spend & Travel Hotel Shopping Entertainment |
| Point value (headline channel) Issuer headline redemption rate — see each card page for the full channel grid. ₹0.2 vs ₹0.1 | ₹0.2 | ₹0.1 |
Notes
- Axis Bank Privilege Credit Card: Condition: ₹50,000 spend in the previous 3 calendar months
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Axis Bank Privilege
Verify with issuer , opens external siteIndusInd Bank EazyDiner
Verify with issuer , opens external site