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IDFC First Bank Mayura vs IDFC FIRST Wealth – Full comparison
Both cards verified with issuer
IDFC First Bank Mayura source IDFC FIRST Wealth sourceAnnual fee structure is a key difference
Key differences
Lowest fee IDFC First Bank Mayura ₹5,999
Best lounge IDFC FIRST Wealth Unlimited lounge
Spend context
At ₹50k/month spend:
- IDFC FIRST Wealth: ~₹500/month at base rate
- IDFC First Bank Mayura: ~₹170/month at base rate
Approximate, based on base rates (before caps).
| IDFC First Bank Mayura IDFC | IDFC FIRST Wealth IDFC | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits 4/quarter vs Unlimited | 4/quarter | Unlimited |
| International lounge visits Only available for IDFC FIRST Wealth | Varies by variant | 4/year |
| Forex / International Use | ||
| Forex markup No difference | 0% | 0% |
| Fees | ||
| Annual fee ₹5,999 vs ₹12,000 | ₹5,999 | ₹12,000 |
| Joining fee ₹5,999 vs ₹0 | ₹5,999 | ₹0 |
| Fee waiver spend Only available for IDFC FIRST Wealth | Not clearly specified | ₹15,00,000 |
| Rewards | ||
| Points per ₹150 1 pts vs 6 pts | 1 pts | 6 pts |
| Point cash value ₹0.5 vs ₹0.25 | ₹0.5 | ₹0.25 |
Notes
- Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.
Related compare links
- IDFC First Bank Mayura vs IDFC First Bank Ashva Metal IDFC vs IDFC
- IDFC First Bank Mayura vs HPCL IDFC First Power+ IDFC vs IDFC
- IDFC First Bank Mayura vs IDFC FIRST Millennia IDFC vs IDFC
- IDFC FIRST Wealth vs IDFC First Bank Ashva Metal IDFC vs IDFC
- IDFC FIRST Wealth vs HPCL IDFC First Power+ IDFC vs IDFC
- IDFC FIRST Wealth vs IDFC FIRST Millennia IDFC vs IDFC
Important
Data is compiled from issuer and public sources. Always verify with the issuer before applying.