Which card has a lower forex fee: HPCL IDFC First Power+ Credit Card or IndusInd Bank EazyDiner Credit Card?

Both cards have the same forex markup (3.5%).

Which card has a lower annual fee: HPCL IDFC First Power+ Credit Card or IndusInd Bank EazyDiner Credit Card?

HPCL IDFC First Power+ Credit Card has a lower annual fee (₹1,999 vs ₹2,999).

Which card offers better lounge access?

HPCL IDFC First Power+ Credit Card: No domestic lounge. IndusInd Bank EazyDiner Credit Card: 2/year domestic lounge.

Which card has a higher base reward rate?

IndusInd Bank EazyDiner Credit Card has higher base reward value (~0.4% vs ~0.25%).

Pairwise comparison Add another card →

IDFC FIRST Bank HPCL IDFC First Power+ vs IndusInd Bank EazyDiner Credit Cards – Fees, Lounge, Forex

Side-by-side comparison of the IDFC FIRST Bank HPCL IDFC First Power+ and the IndusInd Bank EazyDiner. Verify fees, lounge access, forex markup, and base rewards before you apply.

Lounge IndusInd Bank EazyDiner

Quick comparison

Three core metrics

HPCL IDFC First Power+ IDFC FIRST Bank

Annual fee ₹1,999
Forex markup 3.5%
Domestic lounge No lounge access

EazyDiner IndusInd Bank

Annual fee ₹2,999
Forex markup 3.5%
Domestic lounge 2/year

Reward earning explained

Per card

HPCL IDFC First Power+

1% on General spend

EazyDiner

10 pts / ₹100 on Travel hotel shopping entertainment + 4 pts / ₹100 on General…

Pick based on what matters

3 dimensions

Start with the constraint you care about most: annual fee (IDFC FIRST Bank HPCL IDFC First Power+: ₹1,999 vs IndusInd Bank EazyDiner: ₹2,999), forex markup (3.5% vs 3.5%), or lounge access (No lounge access vs 2/year).

Forex markup Tie

Both cards are similar for forex

Forex markup is 3.5%.

HPCL IDFC First Power+: Limited data EazyDiner: Limited data
Lounge access IndusInd Bank EazyDiner wins

IndusInd Bank EazyDiner is better for lounge access

IndusInd Bank EazyDiner is stronger here. Domestic lounge access is 2/year.

HPCL IDFC First Power+: Limited data EazyDiner: Limited data
upi Tie

Both cards are similar for UPI usage

Visa network does not support UPI payments. Mastercard network does not support UPI payments.

Verify with issuer

All fields

Standard view

Example usage at this monthly spend

At ₹50k/month spend:

IndusInd Bank EazyDiner: ~₹200/month at base rate
HPCL IDFC First Power+: ~₹130/month at base rate

Illustrative only, using current base rates before caps.

Field	HPCL IDFC First Power+ IDFC FIRST Bank	EazyDiner IndusInd Bank
Lounge Access
Domestic lounge visits No lounge access vs 2/year	No lounge access	2/year
Forex / International Use
Forex markup	3.5%	3.5%
Fees
Annual fee ₹1,999 vs ₹2,999	₹1,999	₹2,999
Joining fee ₹1,999 vs ₹2,999	₹1,999	₹2,999
Rewards
Points per ₹100 1 pts vs 4 pts	1 pts	4 pts
Point cash value ₹0.25 vs ₹0.1	₹0.25	₹0.1

Notes

Card benefits change frequently. Always verify current terms on the issuer's official website or app before applying.