Shortlist 2–4 cards
Side-by-side comparison of the ICICI Bank Rubyx American Express and the IndusInd Bank EazyDiner. Verify fees, lounge access, forex markup, and base rewards before you apply.
| Feature | Rubyx American Express | EazyDiner |
|---|---|---|
| Annual fee | ₹2,000 Waivable at ₹3,00,000 spend | ₹2,999 |
| Forex fee | 3.5% | 3.5% |
| Domestic lounge | 8/year | 8/year |
Fees: Rubyx American Express wins
Confidence: High
Forex: Tie
Confidence: High
Lounge: Tie
Confidence: High
Confidence: High
Start with the constraint you care about most: annual fee (ICICI Bank Rubyx American Express: ₹2,000 vs IndusInd Bank EazyDiner: ₹2,999), forex markup (3.5% vs 3.5%), or lounge access (8/year vs 8/year).
Explore: ICICI Bank Rubyx American Express card page · IndusInd Bank EazyDiner card page · best credit cards in India
If this pair is close, these are the next useful side-by-side checks.
Confidence: High
Verify with issuer (opens in new tab)Confidence: High
Verify with issuer (opens in new tab)At ₹50k/month spend:
Illustrative only, using current base rates before caps.
| Rubyx American Express ICICI Bank | EazyDiner IndusInd Bank | |
|---|---|---|
| Lounge Access | ||
| Domestic lounge visits | 8/year | 8/year |
| Forex / International Use | ||
| Forex markup | 3.5% | 3.5% |
| Fees | ||
| Annual fee ₹2,000 vs ₹2,999 | ₹2,000 | ₹2,999 |
| Joining fee ₹3,000 vs ₹2,999 | ₹3,000 | ₹2,999 |
| Fee waiver spend Only available for Rubyx American Express | ₹3,00,000 | Not specified |
| Rewards | ||
| Points per ₹100 2 pts vs 4 pts | 2 pts | 4 pts |
| Point cash value ₹0.25 vs ₹0.1 | ₹0.25 | ₹0.1 |